Mature Student with credit cards to pay off

Hayles70

Hi,
I started a full-time 3yr degree at university in Sept. However I am a mature student and have credit cards/overdraft to pay off. I have enough money with my student finance and part-time job for living costs. I currently pay the minimum payments but want to start paying them off. I want to try and pay off my credit cards by the time I finish university. I know that I need to pay off the highest interest rate first however I am wondering whether there is any credit cards that I can get a 0% balance transfer in order to help me pay it off quicker. My problem is that as I am a student I dont have that salary figure!

Any ideas?

Also, I dont know if this will help but I have a house that I currently let out. The rent covers my mortgage, I dont gain any extra income from it.

Thanks

CannyJock

Income is income regardless of profit from that income. If you happen to sell stuff on ebay then that's also income.

Only one way to find out and that's to apply. If you're eligible for a student loan, then fill your boots with that too - cheapest borrowing around.

There's sometimes a trick that you can do to switch balances between existing accounts in order to take advantage of "existing customer offers" - if you list the cards, balance, credit limits and % APR then maybe some additional thoughts there. If they're all maxed out then just keep on with the plan to pay in order of highest APR first.