Should I Take Reundancy Or Keep New Job-What Would My Benefits Be?

stressedoutmum

fortunately not everyone on this site is as judgemental and unhelpful as you are.

Glittermonkey

I'd keep the job.

£2k isn't really a lot, you'd soon get through that, it's only about 3 months salary, and then be left with JSA.

You then have to look for another job, which isn't always easy right now.

I'd keep the guaranteed income and job hunt if I was really unhappy with the cut in hours.

sjaypink

stressedoutmum wrote: »

A couple of the managers' joint incomes are around £42,000 and they get around £127 tax credits. We currently get £40 - how can that be. They have no disabled children, childcare allowance etc and have children the same age as my own?

Wouldn't base a decision on what you've heard at the office- if, as you say, no disability or child care is involved, then these figures are bull poo :cool:

ceridwen

Well the one thing that strikes me straight between the eyes is the way you quote your husbands salary INCLUDING overtime. Ummm....I'm just recalling how many times I've read comments about not relying on overtime - it can be removed in the blink of an eye (and no compensation for it).

I've had extra income of various descriptions over the years - including overtime - and never RELIED on the overtime as part of my basic income.
I planned my finances on the basis of the BASIC income I had only - and used the extra money for things like work on my house, etc - not for bills and other everyday living expenses.

Just urging you not to rely on that overtime money - put it to one side as savings and/or money to be spent on non-everyday things. You just never know if the employer might cut it on the one hand - or your husband become too ill/fed-up with working long hours to carry on doing it on the other hand.

bunny999

stressedoutmum wrote: »

Sorry but I think you are being very judgemental. I have worked since I was 14 years old (about 35 years) and have never once claimed a penny in any kind benefit be it housing, council tax or working tax. I am trying to pay my bills and work out if I would be better not working if it means I am only a few pounds better off. Its not me, it is the system and I for one dont judge genuine people who are on benefits and by the way did you not read my post where my husband works full time on very long shifts and extremely heavy duty work .

But you are claiming benefits -child BENEFIT and tax credits and asking about how to get even more benefits !

Sucker_for_sweeties

dookar wrote: »

May receive a sanction

Is that true, how could they sanction you for being made redundant ?

Not sniping, just think that's shocking.

Sucker_for_sweeties

stressedoutmum wrote: »

Job seekers allowance works out about half what my weekly pay would be. If I took redundancy and claimed job seekers allowance of £64 does anyone know how much we would be entitled to on my husbands income of £26,000 gross?

There's a calculator somewhere on .gov, something like 'entitled to' that may help.

As a couple we earn just slightly more than your OH, and we get some TC, but I think that's because my childcare costs are still quite high.....the joys of paying a childminder for the hours the wee one is at nursery.

It's always easier to get a job when you have one already so they say, perhaps you could try now, take the redundancy and start the new job. The £2K would be a great extra if that worked out.

bunny999

Sucker_for_sweeties wrote: »

Is that true, how could they sanction you for being made redundant ?

Not sniping, just think that's shocking.

They can sanction you for taking voluntary redundancy as you have chosen to make yourself unemployed.