Monday 11th January - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Hi people....hope all well today. Start of the week again....wonder if it'll be a full one at school/work??:rotfl::rotfl:
Home alone for me today - girls had hoped to be off again, but no more snow....forecast tomorrow so we'll see:D
So, nothing much happenening here - my list not going to be very exciting

• check banking - student loan in:beer:
• daily scratchies
• check my ebay listings....lots:rolleyes:
• wrap parcels for posting
• arrange for Next parcels to be collected
• list a few more bits on ebay
• Uni work
• packed lunches for girls
• NSD hopefully;)
• hoover (didn't do yesterday)
• meal from plan - chicken+mushroom risotto using leftover meat from yesterday's roast..mmmmmmmm
• keep warm - pinched eldest's fleecey dressing gown - it is fab

That's all for now

Candy0107

Morning Millie – thanks for starting the thread, hope you are feeling better today. Hugs to those that need them, hi to all the regular posters and welcome to any newbies.

Today I have/will:

· Check online banking – no change, but had to check
· Enter comps online
· Daily scratches
· Meals from storecupboards
· Have a NSD – apart from a bus pass which is budgeted for
· Start work as soon as I get there
· Fill in my timesheet for last week and fax it off so I get paid on Friday
· Read newspapers online
· Washing on 30 – except for towels and t-shirts which need 40 to kill bugs etc
· Read more of my library book
· Look for a job

Think that is about it but I am sure there is more to do, take care everyone

Candy xxxx

mogchops

Morning all, thanks for starting the thread Milly, hope you are feeling better today xx

Well, school is open today - but I will be at home with elder DD because she has got tonsilitis again!!!! That is now 5 times since September!!!! We are lost for words - literally. Will be ringing GP for appt this morning, and asking to be referred to ENT specialist, this is just getting ridiculous.

today:

- Check online banking
- Walk younger DD to school (save petrol:D)
- Try & keep heating low (hard when we will be here all day)
- Get DD to do her thank you letters while she is laid on the sofa
- Hoover and tidy through
- Hokey cokey
- Tea from freezer
- MAke some fairy cakes and flapjack
- do all the comps on the comps thread ending 12/01
- Very LSD - just need a bag of oats for the flapjack!

Have a great day everyone xx

mickey_mouse

Gooooooooooooood Morning everyone

Hope you are all well . Still lots of the white stuff around in Hampshire.

Today I will be ..

- doing comps
- daily clicks
- ironing
-washing hokey cokey
- fitness dvd
- nsd

have a great day everyone:D

catmiaow

Morning all,

Today I will:

Check online banking
Call my mum
See to pets
Vacuum downstairs
Go into town, get shopping for my nan
Post test letter
Post letter to my mum to check her post, she has not had any since after xmas.
Apply for jobs
Daily comps

Hope everyone is well and have a good day :j

clairewop

good morning

this morning i have

checked bank
done daily scratchcard
made beds
cleaned kitchen
checked ebay

still to do
cook tea from freezer
get to post office to post ebay sales
tidy dining room table

jayss

Had a no spend weekend :beer: thank you snow.

Have brought my lunch and breakfast with me,
updated spending diary,
got up intime for the bus.
Dinner is defrosting.

Will
update blog
do some clicks

lil-bit-skint

Hi all,

I am aiming for a NSD today - I've realised that I need to be a LOT more stringent with my cash, and having NSD will help me (fingers crossed)

I've bought in my lunch
Dinner is in the slow cooker

Am intrigued about the hokey cokey though - what is that?

:-)

sibles

Morning All!
Hope you had a lovely weekend, the not spending kinda went out of the window at the weekend, but we'll see how the rest of the week goes!

Today I have/will

- Walked/slipped to work
- Going to walk home
- bought lunch and snacks with me
- Hoping for a NSD
- Not buying coffee
- Not going out at lunchtime, going to have a coffee with my friend in the breakout area
- Check clicks etc
- Hopefully do a dooyoo review
- Check and rate some dooyoo reviews

Think that is all for now!

crawley_girl

Monring people!

Today I:

• have checked online banking and all is well
• am not going to college this evening as it has been cancelled which means I save £2 on parking!
• will need to pick up my meds from the chemist and use my exemption card
• will be eating at work for free

:heartpuls CG :heartpuls

mogchops

lil-bit-skint wrote: »

Hi all,

I am aiming for a NSD today - I've realised that I need to be a LOT more stringent with my cash, and having NSD will help me (fingers crossed)

I've bought in my lunch
Dinner is in the slow cooker

Am intrigued about the hokey cokey though - what is that?

:-)

Hokey Cokey is the washing - load in, load out, hang it up, shake it about lol!!!