Help please about to become single parent

naomi8902

Hi everyone, I have been on the 5 min benefit check up to see what I am entitled too but my question is this...I will be claiming income support as I have two dependant children the youngest being 2, I understand I can get the Mortgage Interest payment for paying the interest part of my mortgage. However how long can I claim this for? is it two years..I'm really worried what I would do in two years! I could never earn enough to pay the mortgage on my own (my husband is leavng me) and he couldnt pay my mortgage and provide for himself. Does anybody know if the two year rule is just for people on JSA or Income support too?

Thank you in advance

karenx

It applies for income support too, you need to be on it for 13 weeks however before you can apply.
When on income support you can only keep £20 per week of child maintence also

naomi8902

Thank you Karenx, what would happen after two years if I was in the same situation can you claim again? or is it a one off?

Oldernotwiser

Well, I've never heard of a 2 year rule; some people claim help with their mortgage for years!

DX2

Conditions that apply to SMI since 5 January 2009
There are some conditions that apply to most claims for help with your mortgage interest made since 5 January 2009:

• you wait 13 weeks from the date you claim before you get SMI (this is known as a waiting period and was previously 39 or 26 weeks)
• you’ll be able to claim for mortgage interest on up to £200,000 of your mortgage (this was previously £100,000)
• if you have claimed Jobseeker’s Allowance on or after 5 January 2009 you’ll be paid SMI for two years only
• if you were still in the waiting period to get SMI under the old conditions on 4 January 2009, you’ll be eligible for the temporary extra help

http://www.jobcentreplus.gov.uk/JCP/Customers/WorkingAgeBenefits/Dev_016128.xml.html

naomi8902

DX2 wrote: »

Conditions that apply to SMI since 5 January 2009

There are some conditions that apply to most claims for help with your mortgage interest made since 5 January 2009:

• you wait 13 weeks from the date you claim before you get SMI (this is known as a waiting period and was previously 39 or 26 weeks)
• you’ll be able to claim for mortgage interest on up to £200,000 of your mortgage (this was previously £100,000)
• if you have claimed Jobseeker’s Allowance on or after 5 January 2009 you’ll be paid SMI for two years only
• if you were still in the waiting period to get SMI under the old conditions on 4 January 2009, you’ll be eligible for the temporary extra help

http://www.jobcentreplus.gov.uk/JCP/Customers/WorkingAgeBenefits/Dev_016128.xml.html

I was just trying to find that again, thank you..

tr82

karenx wrote: »

It applies for income support too, you need to be on it for 13 weeks however before you can apply.
When on income support you can only keep £20 per week of child maintence also

The two year restriction does not apply to Income Support.
It only applies to Jobseeker's Allowance.

alwaysonthego_2

tr82 wrote: »

The two year restriction does not apply to Income Support.
It only applies to Jobseeker's Allowance.

It does not apply to ESA neither.

naomi8902

tr82 wrote: »

The two year restriction does not apply to Income Support.
It only applies to Jobseeker's Allowance.

Thank you all so much! might be able to sleep now!