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What is my best option?
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Quit smoking - sorry but you're spending more on fags a month than I do feeding 2 adults, 2 cats, a dog and a 7 month old including nappies and formula! Think of the health benefits for the kids too - especially with another on the way! All that passive smoking is seriously bad for them.DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
I knew the stop smoking comments were inevitable.. Keep trying to give up but cant seem to kick it..0
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topspotian wrote: »I knew the stop smoking comments were inevitable.. Keep trying to give up but cant seem to kick it..
Can you see why you got comments though? you are desperate for help re debt, don`t know what to do but your wasting £70 a week on ciggies which could be paying a debt off.
Go to your gp surgery, i did and am on a course of tablets. Try accupuncture or patches. OR Cut down to be spending £10 a day you must smoke 40 a day:eek:
We can advise and help but only you can put it right and become debtfree.DebtFree FEB 2010!Slight blip in 2013 - Debtfree Aug 2014 :j
Savings £132/£1000.0 -
topspotian wrote: »I knew the stop smoking comments were inevitable.. Keep trying to give up but cant seem to kick it..
If you insist your not ready to stop smoking...(I know its hard i've been there too so im not judging) someone suggested rollups on another thread the other day, they are definitely cheaper and make you put more effort into having a ciggy so I thought that was a good idea maybe?Proud to be dealing with my debts!0 -
There is plenty of free stop smoking help out there - ask your OH as she's pregnant she'll have been given a plethora of "stop smoking for you and your partner" leaflets. I have never smoked but EVERYONE in my family have - only one to quit so far is my younger brother and my late nan and grandad However they still threw enough quit smoking leaflets and advice at me to sink a small navy - it's free - USE IT! DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
Oh and the £100 a week groceries can be reduced too Get your OH over on the Old Style board for hints and tips. You CAN tackle this debt with a bit of determination. DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
Another way to make you consider your partner is almost working for nothing!!
A week of no ciggies will pay your gym............................£67:D
A month of no ciggies.........a cc billDebtFree FEB 2010!Slight blip in 2013 - Debtfree Aug 2014 :j
Savings £132/£1000.0
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