First Direct tracker -calculators

Made_Without

Anyone with a FD tracker - how do you track your repayments etc?

On their website, one the change the interest rate level, I cant see a way of viewing previous rates and tracking how much one would owe.

Am I missing something really obvious?

C*F

pokey128

Hi,
I may be being stupid but I don't understand your question - we are on a FD tracker as well and have been for nearly a year now - on the online banking bit there is a mortgage jar which has your debits and credits on it stating how much you owe. We set our DD at a level as if the interest rates were 5.5% (as they were when we applied) but this can be changed whenever you want.

Made_Without

@pokey128 thanks for replying and no - I just worded it badly!

I was asking as i have a mortgage offer from FD but the place I was buying fell through, I went on the site today to use the calc for another property im interested in but the rates have changed since, so I cannot view the amount it would be based on the rate of my offer

I guess once the property is purchased, I will be able to see the progress in the way you are describing on my account

In the meantime, I found this - quite useful as it allows you to add % to the rate to see the impact on your monthly payment

http://www.moneymadeclear.fsa.gov.uk/tools.aspx?Tool=mortgage_calculator

C*F