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homebuy direct
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We don't want to misuse the goverment funding. if we don't go for the scheme now, i don't think we can get another oppurtunity in future. it is good oppurtunity to have property on both of our name. only proble is that we are not planning to live there in short period so we don't have any other option other then giving on rent.
I am going to call developer/homebuy direct to see if they can give some advise.
The opportunity is for FTBs on a low-ish income to own their own home. You are not FTBs and you do have a property of your own, therefore there is NO opportunity for you to miss out on! As far as the government is concerned married couples share their main residence unless they are legally separated, hence you cannot claim a single person discount on council tax nor can your wife be accepted for this scheme unless you commit fraud.Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️0 -
would you mind me asking how much savings you need? we ideally need a 2-3 bedroom property in berkshire with homebuy but would cinsider somewhere further afield too.DanielleNic87 wrote: »We applied online, and they wrote to us within 8 days to say we were accepted. Very Straightforward.
No just a problem finding a property that we like :-)
My problem is now, that according to a newspaper, when the new election comes around, they will be cutting down on schemes like this!
DanielleSAVING FOR OUR FIRST HOUSE DEPOSIT
15,000 NEEDED /35,000 SAVED SO FAR! :j0 -
sugarpants wrote: »would you mind me asking how much savings you need? .
You will need 5% for your deposit and have at least £1500 available for legal fee's. You have to show proof for the £1500 to the HBD agent.0 -
Well we have £2200 in savings so far so we have the legal fees!:j
Just need to save 5% deposit..Is that 5% of the full house price or just 50% of the mortgage we'd need?You will need 5% for your deposit and have at least £1500 available for legal fee's. You have to show proof for the £1500 to the HBD agent.SAVING FOR OUR FIRST HOUSE DEPOSIT
15,000 NEEDED /35,000 SAVED SO FAR! :j0
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