We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
not as ashamed as i though i'd be....
susie76
Posts: 59 Forumite
I have just had my first couple of phone conversations with creditors, telling them that i can't pay and am setting up a DMP with CCCS. I was dreading telling people, i felt so much like mrs stupid failure when i first realised i had let my debt get out of control, but having told them, it didn't actually feel so bad. Partly because the people i spoke to (at HFC and westcot), were really nice about it (i guess going through a well respected organisationlike CCCS helps), partly because my sheer relief at knowing the worst bit is over is a stronger feeling than embarrasment, and partly because since using this forum, i know that i am very much not the only one in my position - thanks guys!
0
Comments
-
:T Well Done.
You've taken the first big step.£2 Coins Savings Club 2012 is £4
.............................NCFC member No: 00005.........
......................................................................TCNC member No: 00008
NPFM 210 -
Well done. Your on the road to freedon (in a manner of speaking). Jst dont let your creditors push you around.
Good Luck
FatJock0 -
all the best with it all. i'm glad you're getting it sorted. and you're right, relief is a much bigger, better feeling than embarrassment. so is self control, which you are exercising in huge amounts at the minute.
well doneMFW Newbie - #17. (#116 in 2019)
New Mortgage at Nov 19 - £273 499
Current Balance - £268 225
Want to cut down 26 year mortgage by 9 years!
New MF date 2036 :dance:0 -
Well done,
i can guarantee we all felt embarrassment and failure initially when we were at the same stage. You have done the right thing.
Congratulations.
MCBIRNIE250 -
what does not kill you makes you stronger
well done at starting0 -
:T Well done. You are taking charge of your life and stopping it spiralling out of control.
Good luck'You can't change the past, you can only change the future' Gary Boulet.
'Show me the person who never makes a mistake and I'll show you the person who never makes anything'. Anon0 -
:j :j :j
Well done you!!!All comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.
DFW Nerd #1320 -
Well done hun!!! :beer:Official DFW Nerd no. 082! :cool:Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE]
ALL DONE!!
0 -
honestly, without being cheesy, thanks so much to everyone who posts on this forum, it is an amazing support network.0
-
I know how you feel and you are in the best place here - well done:confused: you are as you are, if you aren't as you ought to be.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards