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expired credit cards

I have just got my Equifax reports and on there are expired credit cards with nil current balance, how do I go about closing them please?

Comments

  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Are they settled?
    i.e. is there a date in the settled column?

    If they are settled/closed then you can't get them removed.
    It's called credit history and it's there for lenders to see how you've managed debt in the past.
    If they aren't settled you need to contact the lender (get phone number from their website) and ask them to close the accounts.
    Even if you've lost the card they should be able to find you by address.
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