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Best Credit Card for EU transactions

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Can anyone please give me some info on what are good - if any - credit cards for use abroad - well in the EU anyway.
thanks

Comments

  • chattychappy
    chattychappy Posts: 7,302 Forumite
    See my thread http://forums.moneysavingexpert.com/showthread.html?t=2178549

    For purchases outside Europe - Abbey/Santander ZERO OR Post Office credit cards (no fees on either)
    For purchases inside Europe - Above OR Nationwide VISA
    (no fees)

    For cash - Nationwide Visa DEBIT - Free inside Europe, 1% outside OR Abbey/Santander ZERO - Free, but interest charged from withdrawal
  • I used my Nationwide Card in France just before Christmas

    The exchange rate for cash at the Post office was 1.05 euros to the pound but the rate I got on the card less than 24 hours later was 1.12 Euros so I was better off using my card.
    I checked my account and don't appear to have paid a transaction fee either

    UD
    Total debt at 01/01/2010 £34,262 (Excludes mega mortgage) Daily interest £12.42
    02/10 Now £3.12 due to repayments, BT and :money:
    Olympic challenge £5081/£28,000 (18.15%)
    Aim to lose 35 lbs from 01/01/2010 to 30/06/10 9.5/35
    1 debt in 100 days £2886/£3839
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    I used my Nationwide Card in France just before Christmas

    The exchange rate for cash at the Post office was 1.05 euros to the pound but the rate I got on the card less than 24 hours later was 1.12 Euros so I was better off using my card.
    I checked my account and don't appear to have paid a transaction fee either

    UD

    Yep, I think almost any method is cheaper than getting foreign cash over the counter in the UK. The exception, strangely, is some of those "nasty" privately run bureaux de change you see in tourist hotspots especially around London. They spend all day handing out GBP in return for tourist Euros/USD. In the past I sometimes got a good rate off them for going the other way (else they'd have to pay in through their system) - but I just made a "lifestyle" decision to do without them!
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