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buying a house with a loft conversion without building regs can i get insured?

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  • Hi All, sorry ive just been reading all of these posts and wanted abit of advice myself

    I am a first time buyer that is about to buy a property. When i first seen the house on rightmove it was advertised as a 5 bedroom house and was under offer - Since then the offer has fell through and the house has been re-advertised as 3 beds to the first floor and 2 attic rooms and a shower room to the 2nd. I have been to see it, loved it and put an offer in, which has now been accepted.

    I have had the home buyers survey done and this has come back fine but mentioned that it "assumed" the loft conversion was done to building regulations / standards - after requesting the information from the vendors they dont have them. Her father done the conversion in the 1990s - (the last offer fell through as they didnt have these documents). I asked them to get a builder to come round and look at it but they said a builder had already looked at it and it was structually sound - however this is just word of mouth and there is again, no documentation confirming this from him.

    Can anyone please advise me on how i should proceed with this? i undertsand that i am buying a 3 bed house with loft converstions and the price reflects this - I am more worried about any re-sale issues without these documents

    Thanks - any help would be mucho appreciated.
  • Yorkie1
    Yorkie1 Posts: 12,758 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    vec001, I see you've started a separate thread with your question (which is the best thing to do), so it's best if others keep their replies on that thread rather than this one
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