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Natwest business card

BASSETT
BASSETT Posts: 146 Forumite
edited 7 January 2010 at 12:25PM in Reclaim bank & credit card charges
I had a Natwest business card with £1300 limit, had spent to the limit and was making minimum payments. Due to staff theft etc, was unable to pay it or even make an offer. Now I have received an offensive letter from Newman Debt Collections saying I have 72 HOURS TO PAY and the balance is £1694. Can I put it on hold and request the CCA? Or what can I do? I only got it today and it`s dated Dec 31st.

Thanks

Comments

  • orc_2
    orc_2 Posts: 563 Forumite
    Hi

    sorry to hear this. I am not clued up on business cards. Hopefully someone will be able to offer advice.

    What do you mean by staff theft?
    Please ignore those people who post on this forum who deliberately try to misinform you. Don't be bullied by them, don't be blamed by them. You know who I mean.
    You come here for advice, help and support- thats what I and like minded others will try to do.
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    BASSETT wrote: »
    ...I have 72 HOURS TO PAY ...
    ... or what? :confused:
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    BASSETT wrote: »
    I had a Natwest business card with £1300 limit, had spent to the limit and was making minimum payments. Due to staff theft etc, was unable to pay it or even make an offer. Now I have received an offensive letter from Newman Debt Collections saying I have 72 HOURS TO PAY and the balance is £1694. Can I put it on hold and request the CCA? Or what can I do? I only got it today and it`s dated Dec 31st.

    Thanks

    Can you clarify the Staff Theft bit? Have you contacted the police re fraud? If you have a crime reference number then inform the bank of this and that there is a criminal matter ongoing and make them aware of transactions that are fraudulent as well.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • BASSETT
    BASSETT Posts: 146 Forumite
    edited 8 January 2010 at 7:24AM
    Sorry, I meant due to one of my staff robbing me blind in general, I was unable to pay the card. I should have said that in my original post, apologies.
    I have 72 hours to pay or it will go to court proceedings.
  • orc_2
    orc_2 Posts: 563 Forumite
    natweststaffmember wrote: »
    Can you clarify the Staff Theft bit? Have you contacted the police re fraud? If you have a crime reference number then inform the bank of this and that there is a criminal matter ongoing and make them aware of transactions that are fraudulent as well.

    Hi Bassett

    have you taken the steps outlined by Nattie, above?

    If there is a crime reference number and proof of the fraud, the bank may be liable to take a lenient view as there are genuine reasons and it is not a case that you don't want to pay, you are willing.
    Please ignore those people who post on this forum who deliberately try to misinform you. Don't be bullied by them, don't be blamed by them. You know who I mean.
    You come here for advice, help and support- thats what I and like minded others will try to do.
  • BASSETT
    BASSETT Posts: 146 Forumite
    Morning Orc, there was no crime reference, it was a case of her stealing over time, cash and stock, and us thinking it was the recession and not being able to pay a lot of our bills. She took me to a tribunal, another long thread.....
    I want to pay something but not the £394 added charges that there seems to be. I`m thinking of offering them £30 a month, I genuinely can`t afford any more than that.
  • orc_2
    orc_2 Posts: 563 Forumite
    And a very good morning to you Bassett

    In the absence of fraud proof, that avenue is not open.

    Bearing in mind I am not an expert on Business charges, the offer of a monthly payment, which you can keep to should be considered and put to the bank/ DCA.

    You will need to ensure that you can afford it and can keep to the arrangement.

    Hopefully others will also offer advice and comment.
    Please ignore those people who post on this forum who deliberately try to misinform you. Don't be bullied by them, don't be blamed by them. You know who I mean.
    You come here for advice, help and support- thats what I and like minded others will try to do.
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