Car Insurance

sweetcarer

Wonder if you can advise more for me.

My husband is American and his American driving licence expires soon. He will be applying for a UK prov. licence soon. This is a requirement to drive over here.

I called my insurance company and they said he will be just a learner on my insurance and it will cost approx another £12 a month on my policy.

Does this sound right? Don't have much experience in these matters. He has been driving in America for over 15 years, though he has not owned a car for the last 5 (being over here).

Many thanks.

sweetcarer

Wig

He should exchange it for a Canadian one (in Canada) if possible, then exchange the Canadian to a UK one.

Otherwise, yes, what you wrote made perfect sense. It's up to you if you pay the increased premium or find another provider. Before leaving them I would ask to speak to the retentions dept and say you are going to leave due to the increased premium. It is obviously inpossible for him to be of any greater risk now than he was last year so would they reconsider this increase in premium to try to persuade you to stay insured with them...? Of course they will know that other insurers will also treat your husband as being a learner (because that is what he is now) so they will have priced your new premium at a level they think the other insurers will also price it at..........so make sure you do your homework before leaving them.

dacouch

Was he driving a big yank car in London yesterday, I was checking the car out as it approached traffic lights. I was wondering whether it was a UK driver or Yank as it had a UK reg on it. As it approached the lights (Which were red) it turned right so I had my answer!

Inactive

sweetcarer wrote: »

Wonder if you can advise more for me.

My husband is American and his American driving licence expires soon. He will be applying for a UK prov. licence soon. This is a requirement to drive over here.

I called my insurance company and they said he will be just a learner on my insurance and it will cost approx another £12 a month on my policy.

Does this sound right? Don't have much experience in these matters. He has been driving in America for over 15 years, though he has not owned a car for the last 5 (being over here).

Many thanks.

sweetcarer

Sounds about right to me.

Wig

Presumably you also know that he cannot drive alone on a provisional licence, he is going to be a learner driver on 'L' plates and will need supervising driver next to him until he passes his test.