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CCA letter response - what does it mean??
Comments
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Ha ha - its one of the first posts I have truly understood. I consider myself a very intelligent person, so maybe I'm just blinded by frustration.
Thanks for your post - do you know how one goes about making an SAR? Is there a letter template I can find on here?
Thanks again
It happens to the best of us!
http://forums.moneysavingexpert.com/showthread.html?p=26867941#post26867941
That's the thread with all of the unenforceability details. I've linked you to the post with the sample SAR letter. Make sure you don't put your written signature on the letter! (Some unscrupulous companies have scanned them and put them on CCAs).
As a caveat, I've never done this, so take my advice with as much salt as you'd like!Goal 1 - CCs & Loans Credit card free as of 20 Feb 2010!!! Loan Free as of 15 Sep 2011!!!
Goal 2 - Private Student Loans Citi - [strike]$7,500[/strike] $1,200 | Echo [strike]$1,500[/strike] 0 | Sallie Mae [strike]$7,500[/strike] 0 (updated: 3 Nov 2010)
[STRIKE]10 in 10 #109 : 18,380/10,000 GBP[/STRIKE] | Olympic Challenge 21,000/22,713 GBP0 -
Sorry, one last post - there are two versions of the letter, you might either want to go whole hog or make some sort of franken-letter version of them both, because the first one doesn't explicitly say that you want the signed/executed agreement and the second does, and that's what you're most after.Goal 1 - CCs & Loans Credit card free as of 20 Feb 2010!!! Loan Free as of 15 Sep 2011!!!
Goal 2 - Private Student Loans Citi - [strike]$7,500[/strike] $1,200 | Echo [strike]$1,500[/strike] 0 | Sallie Mae [strike]$7,500[/strike] 0 (updated: 3 Nov 2010)
[STRIKE]10 in 10 #109 : 18,380/10,000 GBP[/STRIKE] | Olympic Challenge 21,000/22,713 GBP0 -
thank you!0
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