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buying a council house

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Comments

  • muskoka
    muskoka Posts: 1,124 Forumite
    If the property transfers into your name once the RTB discount period has expired and you don't live in the property, there will certainly be a capital gains tax payable upon selling as it would not be your principle private residence.




    Im not a tax expert, above is my opinion only and nothing else!
  • reading your replies this doesnt seem to be a good idea. thanks for pointing this out to me
  • Blacksheep1979
    Blacksheep1979 Posts: 4,224 Forumite
    1,000 Posts Combo Breaker
    edited 4 January 2010 at 9:18PM
    you're bang out of order tbh - you're as bad as those who commit benefit fraud. Go do a proper job to earn some money.
  • poppy10_2
    poppy10_2 Posts: 6,588 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    i hope to gain a 1 bedroom house . thought it would be better to invest in property than put money in bank

    i think i will get 60% discount so if house prices didnt rise i wouldnt see that as much of a problem

    she gets a rent rebate so dont think she pays any rent

    ive only 4 yrs left on my mortgage

    it would be me that gets the mortgage and not the oap

    the care home is the tricky question but to get a 1 bedroom for less than £20.000 as an investment for my retierment might be worth the gamble. also if she went into a home will i get some of my money back that i paid to yhe house
    Cool story bro :cool2:
    poppy10
  • Rent free !!!!!!!!!!

    You are happy to pay for all repairs, new boiler etc

    What about when the OT comes along and recommends level access shower, scooter store, hardstanding - will you stump up £10 - 15K for adaptations

    She will have no security of tenure - she would be mad to go into a scam like this with you

    What if she dies before the 5 year discount period is up

    Bad bad idea - for both of you
    Total debt at 01/01/2010 £34,262 (Excludes mega mortgage) Daily interest £12.42
    02/10 Now £3.12 due to repayments, BT and :money:
    Olympic challenge £5081/£28,000 (18.15%)
    Aim to lose 35 lbs from 01/01/2010 to 30/06/10 9.5/35
    1 debt in 100 days £2886/£3839
  • barbarawright
    barbarawright Posts: 1,846 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    How can she get a mortgage in her name if she's on benefits?
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