We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Big snag with the escape card

chrisjj_2
chrisjj_2 Posts: 86 Forumite
in Credit cards
Topping-up the card by direct bank transfer can take 5 working days AFTER the transfer completes before the money reaches the card, says Customer Services.

Because "we are not a bank - we are a financial institution".

No mention of this severe limitation in the card docs e.g.
http://www.escape-prepaid-card.com/top-up-for-free-by-bank-transfer.html

:(

Comments

  • chrisjj_2
    chrisjj_2 Posts: 86 Forumite
    > Because "we are not a bank - we are a financial institution".

    Newcastle Building Society, specifically.

    Anyone know a MasterCard Prepaid card that doesn't have this snag?
  • SarahMoon
    SarahMoon Posts: 262 Forumite
    chrisjj wrote: »
    > Because "we are not a bank - we are a financial institution".

    Newcastle Building Society, specifically.

    Anyone know a MasterCard Prepaid card that doesn't have this snag?
    The cashplus prepaid card doesn't and they accept faster payments I believe
  • chrisjj_2
    chrisjj_2 Posts: 86 Forumite
    Thanks. I guess what we're looking for is a card issued by an actual bank.
  • SarahMoon
    SarahMoon Posts: 262 Forumite
    chrisjj wrote: »
    Thanks. I guess what we're looking for is a card issued by an actual bank.

    CashPlus is issued by Broadcastle bank in association with APS
  • chrisjj_2
    chrisjj_2 Posts: 86 Forumite
    Ah, perhaps then: a bank accepting Faster Payments :)
  • chrisjj_2
    chrisjj_2 Posts: 86 Forumite
    chrisjj wrote: »
    Topping-up the card by direct bank transfer can take 5 working days AFTER the transfer completes before the money reaches the card, says Customer Services.

    FTR, I observed

    FirstDirect . > escape
    2009-12-12 > 2009-12-15 05:15
    2010-01-04 > 2010-01-05 05:16

    i.e. one working day.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.2K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture