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Payday loans

I was looking at getting a short term loan does any one know the best payday loan group to get one from??

There are so many any help would be great! :o
:jHas lots to look forward to in 2011!!:j
:o Baby GIRL DUE 15.2.11:o
sealed pot challange no-876
Mummy to DS 18/12/99 and DD 08/05/06

Comments

  • nomoneytoday
    nomoneytoday Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    None of them. A credit card or overdraft facility will be up to a gazillion times cheaper :)
  • Dabooka
    Dabooka Posts: 839 Forumite
    Can you not pop into your bank about a small overdraft? It's got to be better than those guys, the forum is full of people who struggle with them and regret ever getting involved. It just becomes a vicious circle.
  • Thanks for the tips for some reson my bank wont let me have a over draft i have never had one and cant understand why they wont let me hav one, any ideas on that front??
    :jHas lots to look forward to in 2011!!:j
    :o Baby GIRL DUE 15.2.11:o
    sealed pot challange no-876
    Mummy to DS 18/12/99 and DD 08/05/06
  • Thanks for the tips for some reson my bank wont let me have a over draft i have never had one and cant understand why they wont let me hav one, any ideas on that front??

    You have a poor credit history.

    You are not on the electoral role.

    You have a financial association with someone who has a poor credit history.

    These are usually the reasons.
    Don't lie, thieve, cheat or steal. The Government do not like the competition.
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  • Tixy
    Tixy Posts: 31,455 Forumite
    Do you have a credit card? Even an expensive CC advance would be cheaper than a payday loan.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • catflea
    catflea Posts: 6,620 Forumite
    As others have said, they really are a silly way to borrow money (I should know)

    Depends on how much you want to borrow and over what term tbh.

    If you have a cheque garuntee card & chequebook the money shop can be very good (you need to go and see them) they charge £14.99 to cash a £100 cheque I believe.

    Online, I'd reccomend Wonga, they charge interest daily rather than monthly, so if you only need it for a few days you only pay a few days interest.
    Proud of who, and what, I am. :female::male:
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  • Thanks for all your help xx
    :jHas lots to look forward to in 2011!!:j
    :o Baby GIRL DUE 15.2.11:o
    sealed pot challange no-876
    Mummy to DS 18/12/99 and DD 08/05/06
  • FatAndy
    FatAndy Posts: 7,541 Forumite
    I'm not advocating this in any way but there are cashback offers on Quidco etc for several payday loan companies, e.g. - http://www.quidco.com/paydayuk which offers £40 cashback. If they do pay the cashback as promised it will go some way to paying off the interest!
    The fridge is empty, the walls are damp, there's no hot water
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  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    they do andy, me and many got profit from taking them
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