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natwest- eligibility decline

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  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    it was a credit card

    Which one?
    There are several and they have different eligibilliy criteria.
    Have you checked the criteria?
    Are you eligible?
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You still worry about money - just in different ways

    Lots' of my neighbours are in the £60K-£100K bracket.
    They still worry about money, because they have bigger houses, cars.
    Of course they could live in a much smaller/cheaper house, but that tends not happen does it?
    If you have enough then you'd send your kids to private school, so you have different things to worry about.

    Many of them have time worries as they have to lots of overtime, weekends, and some of them have constant rows with their partners as a result.

    Not saying they are deserving of huge amounts of sympathy but dzug is correct.
    If you had higher income then chances are you wouldn't live in a small house mortgage free, the chances are that your house, car, clothes and possessions would upscale to match your income.
    That's what happens in most cases.
    In some ways it is an easier life, but in others it isn't.

    If you are earning £100K and you get asked to work continual weekends then you don't have the option of saying no.
    You have to do things you don't want to do, fly to countries you think are unsafe, let down you partner/kids sometimes etc.

    The pressures are different not absent.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    classic card was the one
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The NatWest Classic Credit Card is available subject to approval, only to existing NatWest current account customers with an income of at least £10,000 p.a., and aged 18 or over. These services are for the attention of UK residents only and are only available in the UK.

    Does all of that apply?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    yes well over
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Dabooka
    Dabooka Posts: 839 Forumite
    Are you on the electoral roll?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    sure am, live with parents also dotn even think they did external serach been with them since 2005, but current plus for 6 months
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Dabooka
    Dabooka Posts: 839 Forumite
    Well if you don't have any other form of credit (?), maybe you just don't have a proven track record with them yet. Do you have an overdraft or something maybe? Any other loans, car finance?
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    asked natwest for you today, they say that if you have a current plus but still have either a joint or single step account this stops everything
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    thank you for asking for me :p
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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