We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

will earning £35 a week affect our award?

Hi,
I am thinking about getting a saturday job and wondered how much it would affect our tax credits by. I would probably only work about 5hrs a week, earning around £7 an hour.
My husband works full-time and earns roughly £25k a year.
We have 2 children, DS 7yrs old and DD 3yrs old.
I am a full-time mum so we don't claim any child-care costs or any other benefits.

The reason i'm asking is that about 5 years ago (before getting preg with dd) i started working saturdays, we informed the Tax Credit office of the change to our income and they said that it wouldn't affect our TC.
Then, when it came to filling in the forms for the new tax year they said we had been over-paid by quite a lot and so they stopped our payments for about 6 months. We were really annoyed about it as we had been up-front with them, we lodged an appeal, but they still maintained that it was correct.

I have spoken to a girl on the TC helpline and they tell me again that it wouldn't affect our TC, needless to say, i'm not so sure.
Any help or advice is greatly appreciated.
If marriage means you fell in love, does divorce mean you climbed back out?:rotfl:

Comments

  • karenx
    karenx Posts: 4,988 Forumite
    Try inputting your details onto entitledto with both sets of figures and see if theres a difference in tax credits
  • cheeks
    cheeks Posts: 211 Forumite
    Thanks for that Karen, it appears that if i earn £35 a week our TC goes down by about £12! Once i've taken into account diesel costs etc its not really worth my while working.
    Shame.
    If marriage means you fell in love, does divorce mean you climbed back out?:rotfl:
  • But it will get you out of the house and give you some independence for a couple of hours.

    Personally, I'm glad to go to work to get away from the madhouse lol
    Be happy, it's the greatest wealth :)
  • bestpud
    bestpud Posts: 11,048 Forumite
    If your award for this year is based on your actual earnings for last year, i.e. you didn't tell them at renewal you'd be earning less this year, your income will not affect your award until April. In April, your award will be based on your OHs actual income for 2009/10 plus the amount you would earn between now and April. Therefore your wages would not fully affect your award until you'd been working a full year, i.e. April 2011.
  • But it will get you out of the house and give you some independence for a couple of hours.

    Personally, I'm glad to go to work to get away from the madhouse lol


    i agree with welshmoneylover

    im a full time single mum and have just gone back to work after 2 years not working. i only work on saturdays for 8 hours and because i get income support i get £20 and then my income support gets deducted £ for £ weekly but i love it, i have 2 kids 3yrs and 1yrs and i love just being me for a few hours instead of mummy

    i know it might not seem alot of money once they deduct your tax credits but just that little time to yourself in a working environment is so great

    i tried explaining to my manager that most people go home and put their feet up and have a cup of tea to unwind from their working day, that this job is like my cup of tea from my full time mummy job, he thinks i mad lol
    If you want to see the rainbow ,you gotta put up with some rain
  • bestpud
    bestpud Posts: 11,048 Forumite
    i agree with welshmoneylover

    im a full time single mum and have just gone back to work after 2 years not working. i only work on saturdays for 8 hours and because i get income support i get £20 and then my income support gets deducted £ for £ weekly but i love it, i have 2 kids 3yrs and 1yrs and i love just being me for a few hours instead of mummy

    i know it might not seem alot of money once they deduct your tax credits but just that little time to yourself in a working environment is so great

    i tried explaining to my manager that most people go home and put their feet up and have a cup of tea to unwind from their working day, that this job is like my cup of tea from my full time mummy job, he thinks i mad lol

    I know just what you mean - that's exactly how I feel about my job! :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.