2010 is the year of the ISA

saver03

HAPPY NEW YEAR

Here are the links to my old diaries incase you are interested
http://forums.moneysavingexpert.com/....html?t=328237
http://forums.moneysavingexpert.com/....html?t=387518
http://forums.moneysavingexpert.com/....html?t=998771
http://forums.moneysavingexpert.com/...html?t=1171039
http://forums.moneysavingexpert.com/...html?t=1386111
http://forums.moneysavingexpert.com/showthread.html?t=1665423

New Year's Resolutions 2010: :A

• Eat healthy
• Exercise
• Lose some weight
• Save money for next academic year
• Do more ebaying
• Stay up to date with uni work

I am going to do my very best to save up for things and not just put things on the credit card as it soon adds up! I also need to save up as much money as possible as I am only doing a foundation degree at the moment and to do my top up to a BA I would have to live away from home for a year and I don't want to take any loans.

This year I will be sensible and instead of spend, spend, spend I will save, save, save!

saver03

I am doing a Foundation Degree at the moment and if I want to do the top up year to a BA I will have to live away from home for a year and I have just been working out how much this could cost. As I would ideally like a self contained flat or at the very least an ensuite (this is due to health reasons) this pushes the price of accommodation up quite a lot. Plus, I can only access the prices for 2010 so I am sure there will be an increase when I go in 2011. It's probably a good job I started to think about now as my estimate for the year away is £12000 :eek:

Accommodation (45 weeks) £6300
Fees £2000
Tv license £160
Food £1000
Misc. £1000

I just hope I have not missed anything off as that is expensive enough! I have about 19 months to save this so that would be £635 a month :eek: But then I still need to save for my next academic year which for travel and fees will probably be around £2200! But if my maintainence grant does eventually come through I will have more than enough to pay for next year.

I will just have to make sure I become super MSE and save not splurge any extra money. I will make sure I do extra hours during the holidays and ebay any unwanted goods. :A

Anyway, I must dash now as got to prepare my stuff for first day back at uni tomorrow and then plan what I will cook for dinner so I don't just send OH for take out

I will be a good MSEr :rotfl:

beanielou

Hope it all goes to plan for you.

saver03

beanielou wrote: »

Hope it all goes to plan for you.

Thank you very much. Me too!!

Plans are great as long as I have the willpower to stick to it :rotfl:

saver03

Well as the weather is so bad all my uni classes have been cancelled! This is probably for the best though as all the buses have been stopped. The snow is very deep and still coming down strong so who knows what will happen with the rest of the week.

So today I must be productive and not just procrastinate online as usual I need to get up to date with uni work and then I can concentrate on ebaying and earning more money to add to my savings :A

I will be more focused and disciplined

saver03

As I didn't manage to achieve anything today I thought I would set myself a job list for tomorrow to stop the same thing happening. I am hoping that by crossing the jobs off when I have done them will motivate me.

Jobs for Wednesday:
Check online banking
Write up theory notes
Write up acting classes
Write up PPD
Type up Physical Theatre
Plan meals for Weds and Thurs
Ebay packing

Jobs for Thursday:
Type up Acting
Type up Singing
Type up Movement
Write up Stacey M
Write up Red Ladder

I just need to make sure I stick to my plan and get all my jobs done then I will be up to date with my work and then I can make progress with my reading.

I WILL BE MOTIVATED AND COMPLETE MY JOBS

saver03

Thoght I would cross off some jobs off my list to motivate myself and hopefully spur me on. I am now going to turn off the computer and get cracking before I have another day of achieving nothing

Jobs for Wednesday:
[STRIKE]Check online banking[/STRIKE]
Write up theory notes
Write up acting classes
Write up PPD
Type up Physical Theatre
[STRIKE]Plan meals for Weds and Thurs[/STRIKE]
Ebay packing
Take Christmas decorations down

Jobs for Thursday:
Type up Acting
Type up Singing
Type up Movement
Write up Stacey M
Write up Red Ladder

saver03

Jobs for Wednesday:
[STRIKE]Check online banking
Write up theory notes[/STRIKE]
Write up acting classes
Write up PPD
Type up Physical Theatre
[STRIKE]Plan meals for Weds and Thurs
Ebay packing
Take Christmas decorations down[/STRIKE]


I did not complete my jobs for today :mad: so I now have more to do tomorrow :mad: I really want to complete them as then that puts me up to date with my uni work before I am back and Friday and will probably get more!

Jobs for Thursday:
Check online banking
Write up acting classes
Write up PPD
Type up Physical Theatre
Type up Acting
Type up Singing
Type up Movement
Write up Stacey M
Write up Red Ladder

saver03

I didn't get my jobs finished and now the list is getting longer :mad: I am in work tomorrow so I have Sunday and Monday to get these done now. I really must just focus and I can be up to date.

Jobs to be done by Monday night:
Type up script
Write something based on note
Write up acting classes
Write up PPD
Type up Physical Theatre
Type up Acting
Type up Singing
Type up Movement
Write up Stacey M
Write up Red Ladder

saver03

I am now working Sunday so even though that is good money wise it is not so good for my growing jobs list! I have managed to finish another job tonight but still lots to go and now I just have Sunday night and all day Monday.

Jobs to be done by Monday night:
Type up script
Write something based on note
[STRIKE]Write up acting classes[/STRIKE]
Write up PPD
Type up Physical Theatre
Type up Acting
Type up Singing
Type up Movement
Write up Stacey M
Write up Red Ladder

I really must motivate myself on Monday and make sure I do a full day of work and then I will hopefully get all my jobs done.

saver03

Jobs to be done by Monday night:
[STRIKE]Type up script
Write something based on note
Write up acting classes
Write up PPD[/STRIKE]
Type up Physical Theatre
Type up Acting
Type up Singing
Type up Movement
Write up Stacey M
Write up Red Ladder

Must get focused and motivated tomorrow to finish the rest

I heard at work today that they are planning on reducing peoples hours as we are not as busy and this worries me as I only do about 12 hours a week as it is. I will have to see how things go over the next month and then adjust my budget accordingly.