We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Scary Sygma Bank Credit Search.

I applied for & got a Silver Mastercard from Sygma at the beginning of december, i just logged into my Equifax accont and found a new search by Sygma which worries me a bit.

SYGMA BANK UK (FRAUD) , a Retailer company, has made an inquiry against your credit report on 30/12/2009 . If you were not aware of or did not consent to this search, contact SYGMA BANK UK (FRAUD) or Equifax for clarification

Should i be really worried by this? Does this mean a fraud marker has been placed on my file?

Comments

  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    no its a followup search, if you have a cifas thats when to worry. did it say get back to you in next 7-10 days
  • benoit
    benoit Posts: 327 Forumite
    Yes, it did say they would get back to me. Phew, so that's ok then? When you have worked so very hard to build a good credit record the word Fraud strikes terror in you.I have finally managed to get my first Prime cards and want to keep it that way. ;)

    Thanks for replying to me.
  • I have just had a similar Sygma Bank UK Fraud enquiry on my credit rating a couple of days ago - no idea what it is about as I have not applied for any new credit or store card.

    I will contact Sygma, but in the meantime should I be concerned?
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    Only as worried as the OP who asked the same question answered above ;)
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.