A Payment a Day -Part Seven!

Money_Fritter

Hi folks

PAD = £167.38 of credit cards.

Money Fritter

angelicmary85

euronorris wrote: »

Ooohh, Euro goes off to check it out......

I just tried to defend the view of the another poster...doesn't seem to have turned into a row though which is always good!

angelicmary85

SarahNeedle1872 wrote: »

Although I've never been in The Arms, so can't comment on them...

According to Pigpen...the Arms is infested with rats :rotfl:

SarahNeedle1872

angelicmary85 wrote: »

According to Pigpen...the Arms is infested with rats :rotfl:

Hmmm, is that a good thing or a bad thing?

Sx

angelicmary85

SarahNeedle1872 wrote: »

Hmmm, is that a good thing or a bad thing?

Sx

It keeps the rats away from the rest of the boards but then it can't be very nice for people posting in The Arms for the first time...catch 22!

saorsie

A small Pad-ette for me today Clearing please of £3.26 to change pots and VSP

-s-

suzaluza

PAD today of £8.56 to the mortgage arrears and 94p to Tesco card.
I LOVE the feeling this gives me even though it's only small amounts.

sashanut

Hi all:j

Didn't get on here yesterday, but PADed £1000 to Lloyds TSB o/d. Anyone would think it'd be going down the amount I PAD to it, but no, those pesky bills still keep it high:mad: And in the scheme of things, it's better to pay any monies off the ccs first - eventually we'll get to the o/d but could be a while yet:rotfl: Thanks Clearing for totalising

Thrifty_Pixie

Good afternoon to you lovely human people!

Well I have been hammering away at my spreadsheets with my wee pixie wand this past week, trying to work out why things weren’t going as I had planned.

Firstly, it turns out that I got a little confused on my application form for my ISA back in January, typing differing amounts for my standing order. So I shook the stars from my head and have had to make two payments this month to put in the amount I wanted, and have corrected my standing order personally and with many a sheepish pixie grin.

Then I wondered why my credit card hadn’t taken my direct debit on Monday, and it turned out that it was delayed because of the short month. THEN I discovered today that when they DID take it, they’d only taken a small portion of my outstanding balance instead of the full amount I’d signed up for. When I called them on my daffodil phone they explained that it’s because my statement date falls 19 days before my direct debit date, and that was all the balance was back at my statement date.

Are you still with me? I shook the daffodil dust out of my ear and listened intently.

Basically it means that the 600-odd human pounds that I thought would go out today was instead 60-odd, with the rest not needing paying until my NEXT statement. This means that I will have more money in my pixie pot this month, but obviously need to leave it alone to cover that payment next month.

*deep breath*

And, you know, I set up all these d/d’s and s/o’s in January thinking it would make my life easier. :rotfl:

[It’s eternally strange and indubitably odd that I hate seeing a balance sitting on my credit card now. Never underestimate PAD Power I say! Although I know a lot of it is car insurance and a car service of around £155, it still bugs me to have ANY debt, even when I know I'm paying it off in a couple of weeks.]

Anyhoo. Like a bramble, I ramble.

PAD for today is:

£400 into ISA
£1.70 shrapnel into pirate booty tin
Grand total = £401.70

I also paid in three sacks of doubloons from my pirate booty tin at lunchtime, adding £40 into my savings...but that doesn’t count as I’ve already added it into my Pad total.

Now I'm off for a long weekend of gardening with my pink spade, pink wellies and foolish fiance. I might not be back until next week with my weekend PADs (if the veg patch swallows me) but I will be adding them up nevertheless.

Hope you all enjoy your weekends!

*meep*

Paulgonnabedebtfree

£30.04 for me today thanks