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A Payment a Day -Part Seven!
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Hi all, pad of £1 today to the ccs.
Should really be cleaning and tidying just now but will be taking my mum to Ikea soon so probably won't get round to the tidying. :whistle:Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
angelicmary85 wrote: »It's snowing here aswell Euro - I forgot I had to tax the car today...I'm not going out in the snow though, will have to run into the P.O really quickly before I'm due to start work!
It won't stop!! :eek::(:(:( stupid ruddy snow!! *Euronorris mentally prepares herself for a night in the office* lolFebruary wins: Theatre tickets0 -
nickynoo08 wrote: »Morning all,
Pad today £1 to baby savings please.
Just going back to the HiP money again, how long does it normally take to process and show in bank? Posted my form a few weeks a go now and not heard anything yet. Thanks
Mine only took a couple of weeks. It may be worth ringing just to make sure they've received your form.
I wonder if anyone has any experience or advice on a bit of a problem, on behalf of my bloke? You may remember that he's had his LBM and I am now acting as his 'debt management advisor' (with a little help from MSE!).
Well anyway he's got a 3 mobile phone, and when we went through all his debts it turned out that he owes them 230quid as he hasn't been paying anything :eek: (randomly they haven't cut it off *confused*). So I've said thathe should ring them up and offer to pay £40 for the next 6 months on top of his normal payment by direct debit so they know they are going to get it. This will have him back to neutral in 6 months, do you reckon they will accept this? Anyone had to do something similar? Honestly this is like dealing with a teenager :rotfl:
Hope you are all well anyway - I'm of to the mobiles board!
xx
I wonder if they will cut him off if you highlight the problem to them? I'd be inclined to just start making payments anyway via online banking and see what happens. I did have to pay off hubby's bill but he was disconnected. I put a repayment offer in writing and made the payments whilst i waited for a response, which they did accept.
Green thank you for the total uppering. What a fab total it is! I've added it to the 1st page.
Keza good luck with your month. I hope it's a corkerOne step at a time0 -
Happy Feb everybody!
PAD of £5.88 towards Halicra CC.
Hope everyone has a good day.New surname New start!
Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off0 -
I do not understand Halifax CC!
I got a letter advising me of an interest rate increase. Call this number to close account if you don't want it etc etc. The usual.
So I call, and advise I will close the account and simply pay off the balance and the woman tells me that as I haven't defaulted and I always pay the minimum (usually a little over), then they don't need to close my account and can keep the interest rate the same anyway.
Well, they had this info before, so what are they playing at? It's just one big ploy to catch out those who don't call up isn't it? Otherwise, if I had been a 'bad' customer, they would've just increased it anyway. Cheeky so and so's.February wins: Theatre tickets0 -
£16.39 please Keza xx
Mumof4 xx03/12/2010 [STRIKE]£9,736.56[/STRIKE]
15/2/2011 9878.750 -
A PAD of £300 for me today please KezaOD [STRIKE] £2600 [/STRIKE] £0 :j Loan [STRIKE]£9500.00[/STRIKE] £0 :j Car [STRIKE]£3150[/STRIKE] £0 :j Moving Costs [STRIKE]£1300[/STRIKE] £0 :j Savings £1150 :j
Everytime I hear the 'dirty' word Exercise, I wash my mouth out with chocolate!0 -
Afternoon padders! :T:T:T:T quick round of applause to you lot for the January total!!!! Very impressive and thankyou to Green for using her fingers & toes to add up!
So, it's time to start another month and say Hiya to Keza :wave:
My Pad for today is £20 to J D Villanous and £ 10 to Cr*pital one -the one with the mega stoopid interest rate!
total today is £30
Hope you all have a nice evening and can push any worries out of the window for a short time anyway!May you fill up the great clutterbucket of life and may all of your leaks be in cheese sauce
Use it up, wear it out, make it do or do without:cool:0 -
Good afternoon Padders and welcome to February from a very chilly Lincolnshire - brrrrrr
Thanks to Green for all her totting up in January and cheers to Keza for taking on February's task
Todays PAD is a respectable £276.09 largely to car finance but £1.09 directed to VSP
Toots
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
OK, standard savings amount of €25 left account today. So, exchange rate of 0.86728 (from oanda.com), gives a PAD of 21.68 GBP.February wins: Theatre tickets0
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