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Credit limits
spethmeister
Posts: 96 Forumite
in Credit cards
Hi all, a while ago I lowered my credit card limits because lowering them meant I couldn't spend so much without thinking! (I had a rather nasty habit of using them for emergencies that aren't emergencies!!)
Problem is, I think it has damaged my credit rating - I didn't realise that the percentage of credit that is available compared to how much is being used was part of how they work it!!
I want to raise a limit on one card so that I can do I balance transfer but none of my cards will let me now and all I can think is that it is because I am already using a high percentage of my credit already.
Does anyone know how I can get a limit raised to enable me to do a balance transfer?
Hope that all makes sense - i'm very tired so not really forming logical sentences at the moment!!
Problem is, I think it has damaged my credit rating - I didn't realise that the percentage of credit that is available compared to how much is being used was part of how they work it!!
I want to raise a limit on one card so that I can do I balance transfer but none of my cards will let me now and all I can think is that it is because I am already using a high percentage of my credit already.
Does anyone know how I can get a limit raised to enable me to do a balance transfer?
Hope that all makes sense - i'm very tired so not really forming logical sentences at the moment!!
0
Comments
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scrap that - just managed to get a limit increase confirmed, it was a technical issue on the website!!0
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spethmeister wrote: »scrap that - just managed to get a limit increase confirmed, it was a technical issue on the website!!
LOL - Nice one!0
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