Best Paying Savers account

Let_Robinson_Sing

To put it in simple terms I have £6k sitting in my online HSBC savers account the intrest is not great but does anyone know of any online savers account that pay a good rate of interest?

$17mma

this is listed as the best one if you have already used up your ISA allowance for the yr

http://www.icicibank.co.uk/index.html

Let_Robinson_Sing

$17mma wrote:

this is listed as the best one if you have already used up your ISA allowance for the yr

http://www.icicibank.co.uk/index.html

Thanks very much. Yes my ISA is full to the brim this year. Just opening the current account now

$17mma

Let_Robinson_Sing wrote:

Thanks very much. Yes my ISA is full to the brim this year. Just opening the current account now

Or do you have partner, brother/ sister, parent that is not using their ISA allowance for the yr? if not then consider opening another one.....though it would be techincally seen as their money.. but if you can trust them then there shouldnt be any problems..

I was advised on MSE and have opened this one...

http://nsandi.com/products/disa/index.jsp

jimclark1967

$17mma wrote:

though it would be techincally seen as their money.. but if you can trust them then there shouldnt be any problems..

That's a bit of a risk for the sake of an extra 1% interest - Has the OP considered using regular savers?

JC

DouglasFir_2

I have £10,000 sitting in my savings account - I've never even looked into ISA's - are they easy to get your money out of if you need it in a hurry or are you tied into a certain time period? (as you can probably tell I'm new to this)!

dparky

DouglasFir wrote:

I have £10,000 sitting in my savings account - I've never even looked into ISA's - are they easy to get your money out of if you need it in a hurry or are you tied into a certain time period? (as you can probably tell I'm new to this)!

If you don't get a fixed one, you can draw from your ISA whenever you wish, however, if you decide to put money back into your ISA, it will count towards your £3000 per year allowance.

Some banks let you draw from a fixed ISA with loss of interest made.