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buildings insurance records
collierdh
Posts: 1 Newbie
Hi all - can anyone give me some info, please? Very recently i was about to exchange contracts/complete on the same day on a new home - four days before, a subsidence claim recorded by the Coal Authority in Mansfield came to light as did a second, orthodox claim against an insurance co. for tree root damage.
My mortgage lender was happy that this did not affect the valuation but insisted that my buildings insurance should be standard cover/terms etc and should include a note that i had declared the two claims.
No insurance co. wants to know - so no mortgage, no home.
Is there any easy easy way i can myself check records of subsidence related claims on a possible house purchase before i instruct a solicitor, move out of my old home, find myself having to pay for hotel accommodation, etc.?
Thanks for any info. DC
My mortgage lender was happy that this did not affect the valuation but insisted that my buildings insurance should be standard cover/terms etc and should include a note that i had declared the two claims.
No insurance co. wants to know - so no mortgage, no home.
Is there any easy easy way i can myself check records of subsidence related claims on a possible house purchase before i instruct a solicitor, move out of my old home, find myself having to pay for hotel accommodation, etc.?
Thanks for any info. DC
0
Comments
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Ask the vendor as part of your written offer to purchase?Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️0
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