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Virgin 0% acceptance criteria
simpywimpy
Posts: 2,386 Forumite
in Credit cards
Just managed to get my credit score up to 993 so is in excellent range but dont want to knock it back down by being declined.
Want to apply for a 0% balance transfer card that is NOT MBNA. Is Virgin worth a go?
Want to apply for a 0% balance transfer card that is NOT MBNA. Is Virgin worth a go?
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Virgin Card is run by MBNA.
Hope this helps!0 -
Oh no. Thanks for that London, i didnt realise.
Any ideas which I could go for with a good chance of success?0 -
asda CC are run by santander if that helpsTHE CHAINS OF HABIT ARE TOO WEAK TO BE FELT UNTIL THEY ARE TOO STRONG TO BE BROKEN... :A0
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are they offering any 0% deals?0
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Indeed they are... Asda Credit Card0
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Mbna have many CC's and you could have more than one, Until I paid mine off in October I had 3 different cards all with MBNA
Goodluck:oCurrent Debt £38,000:o
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Are you with natwest? They almost accepted me with 750 points score, but my current (expensive) CC and my argos card let me down
Not supposed to be told, but i was 85% accepted. Nearly there. Just get the argos card down, and not apply for a few months, and reduce my overdraft, should be accepted too.Baby daughter born 13.2.10 :j 6lb 11.5oz0 -
Are you with natwest? They almost accepted me with 750 points score, but my current (expensive) CC and my argos card let me down
Not supposed to be told, but i was 85% accepted. Nearly there. Just get the argos card down, and not apply for a few months, and reduce my overdraft, should be accepted too.
What is this 85% accepted all about?Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
Another 3% shaved off 10/12/08
ANOTHER 4 % June 09:beer:0 -
The person who works for the bank (i believe) gets told a score on a level of acceptance, for example,, a 10% score they would probably say "you must have more store cards or moved house recently etc"
or for my 85% I was told, seeing as I had only just applied for an argos card, leave it a few months, then apply again with natwest.
SpikeBaby daughter born 13.2.10 :j 6lb 11.5oz0 -
The person who works for the bank (i believe) gets told a score on a level of acceptance, for example,, a 10% score they would probably say "you must have more store cards or moved house recently etc"
or for my 85% I was told, seeing as I had only just applied for an argos card, leave it a few months, then apply again with natwest.
Spike
Very odd.......0
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