very confused not a good start :(

Hi all, i just checked my bank account as all our token payments have now been sent we bank with first direct in the process of getting a natwest account. It seems they have received the 2 cheques we sent them for the loan payment & a credit card payment.

this is what my bank statement looks like


paid out paid in
31/12/2009 100020 6.05 2118.82 100021 80.10 PER POST 6.05 PER POST 80.10

so the have given me the money back? i dont understand. Why would they not accept the token payment. Im now really worried already :( x
"Knowledge is knowing that a tomato is a fruit, but Wisdom is knowing not to put it in a fruit salad."

Comments

  • sorry that didnt come out right

    basically they paid in the cheques then refunded me then straight away by 'per post'
    "Knowledge is knowing that a tomato is a fruit, but Wisdom is knowing not to put it in a fruit salad."
  • Hi FF

    Might I suggest you start off by calling the bank to obtain their rationale? It might save you a lot of speculation all round and ensure that everyone is able to provide you with responses based on broader information;)

    In the meantime try not to worry too much - and remember to be calm and focussed when you call the bank and if not pleased with their response, ask to have the response in writing - just in case.
    :D
    HSBC Term loan:[STRIKE]£3,572.80[/STRIKE] ; [STRIKE]£3,215.52[/STRIKE]; £2,858.24:eek: :Barclaycard:[STRIKE] £1,600[/STRIKE];£1,311.05:eek:
    HSBC Flexiloan:
    [STRIKE] £2,000[/STRIKE]; £1,940:eek::HSBC Overdraft: £300:eek:
    :cool:DFW Nerd # 1272 - Proud to be dealing with my debts
    Save 10k in 2010 0/10,000 (Emergency Fund):D
    Weekly spend challenge £/£
  • thank you :) will phone them tomorrow & let you all know eek!!
    "Knowledge is knowing that a tomato is a fruit, but Wisdom is knowing not to put it in a fruit salad."
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