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A clean fresh year just there for the taking!!

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Comments

  • beanielou
    beanielou Posts: 96,693 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Slightly more expensive than standard ones if I remember rightly.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,693 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yeah, i had a cat who used to perform in the bath.
    Lodger of that era hated it~surprise surprise!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I'll go google itthen - just not sure how I'd cut through the glass and wood.
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    sledgehammer :confused:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Nice to see you back.
    Decluttering is so good for the mind and I'm the same rather get it out to charity shop than sell it.
    As for part time that may be a good idea and worth investigating.
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Hi sea
    it is only when you put down your list of what happened in the last decade that i realised that a lot had happened to me as well. Not really surprising i got post natal depression with the second child then. I didn't have the alcohol and the divorce, but did have a lot of loved ones dieing, bieng made redundant, moving 3 times as well as the strain of having a child wiht a serious allergy......

    So I can emphathise a bit. I hope that this year is better for all of us....
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi

    Yes, completely- this year is going to be good - even if there are tough times, which I'm sure there will be! But trying to be positive about it all. Been finishing off today - well, finishing the sitting room - it's always the last bits that never seem to get done, so going to focus to complete it.

    Not much to report really. MUST do some report writing tonight for school, but other than that I'm going to try to get a reasonably early night. :)

    Chev- I love your sig about Satan - makes me smile everytime I see it.

    Sea xxxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • EssexHebridean
    EssexHebridean Posts: 24,714 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sea - I can't believe it's taken me this long to find your new diary! Happy new decade to you!!

    Our cat is thankfully extremely good about where she goes - we had her from a kitten and she was litter trained then and always uses her tray when she's indoors for any length of time - she does "hang on" for ages so she can go outside though as she much prefers that. She does use the bath though - when we've showered in the mornings she goes and sits in the bath and has a wash...! :rotfl:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Lol!!! It's just Timmy who poos in the bath - starts scratching in it and I usually run when I hear that noise but am usually too late!! Ragi is just a princess and doesn't do anything like that. They were both from animal shelter and had been house and outdoor cats before - a mix - very odd. But will help when I get the cat flaps.

    xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Arghhhhh have just gone over the 14 day cancellation period for my insurance renewal which is way over the odds :( My own fault that I'll be paying through the nose for it and it'll affect my df date a little. Grrrr. Just generally p'eed off with myself tbh.

    Saw a horrendously unflattering photo of my self today and am also horrified at the state I've let myself get into. Really bad.

    :(
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
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