Frugal Fresian's 2010 Adventures

angelicmary85

flying_fresian wrote: »

Hey! *waves*

They take it from your first cashback payment that's received. If you start with a biggy you don't notice it It's worth checking things like your insurances through Quidco/Topcashback as well, as you can save a good amount when you take the cashback into account. I'm getting £100 this month thanks to my home insurance :j

*waves back*

Thanks for that but I'm still not 100% sure there's not a catch?! Who actually gives you money for buying stuff without there being a catch?!

I have to bear in mind though that you wouldn't recommend it if it was rubbish so maybe I should just bite the bullet and do it!!

mooomin

angelicmary85 wrote: »

*waves back*

Thanks for that but I'm still not 100% sure there's not a catch?! Who actually gives you money for buying stuff without there being a catch?!

I have to bear in mind though that you wouldn't recommend it if it was rubbish so maybe I should just bite the bullet and do it!!

They get a percentage from the retailers (I think) which is how it's worth it for them, they will also make money from the annual fee. There honestly isn't a catch. I have been using them for two years now and they have been great.

whatatwit

I can endorse what f-f says about quidco, I've had £699.38 from them. I joined in Nov 06 and my last payment was in June 2009 (I've been a very bad MSE'r since then) but am now back on the wagon, waiting for insurances etc to be up for renewal.

Congratulations on the new job fresian and I hope you are starting to feel better.

I see that Mr Twit has a twin with Mr Fresian, I also have to buy tea bags 1100 at a time :rolleyes:

angelicmary85

O.k so I'll go and sign up justnow...I'm not sure why but I feel a little scared!! :rotfl:

whatatwit

angelicmary85 wrote: »

O.k so I'll go and sign up justnow...I'm not sure why but I feel a little scared!! :rotfl:

The main thing to remember is to clear cookies between browsing and then actually clicking through to buy something.

There is a thread on here about the daily clicks that can earn a few pennies, which all go to paying the annual fee. I'll see if I can find it

HERE

angelicmary85

whatatwit wrote: »

The main thing to remember is to clear cookies between browsing and then actually clicking through to buy something.

There is a thread on here about the daily clicks that can earn a few pennies, which all go to paying the annual fee. I'll see if I can find it

HERE

O.k so I've signed up...

No I delete all cookies and then go to the site I want to buy my cooker from?

Sorry for all the q's...this is all a bit new to me

mooomin

angelicmary85 wrote: »

O.k so I've signed up...

No I delete all cookies and then go to the site I want to buy my cooker from?

Sorry for all the q's...this is all a bit new to me

Delete all cookies

Sign into Quidco

Search for the merchant you need

Click on link from Quidco

Buy cooker

FREE MONEY

angelicmary85

flying_fresian wrote: »

Delete all cookies

Sign into Quidco

Search for the merchant you need

Click on link from Quidco

Buy cooker

FREE MONEY

You're mocking me now aren't you?! :rotfl:

mooomin

angelicmary85 wrote: »

You're mocking me now aren't you?! :rotfl:

Really wasn't! I was on my way to bed and tried to do quick easy instructions!

mooomin

'Twas the night before payday...

...meaning budgeteering was afoot!

Debt (Boo!) = £3,318.74
Savings to offset = £1,324.38
Outstanding debt = £1,994.36

I get paid tomorrow, and have increased the groceries budget to £200 for one month only as I need to stock up on some expensive things, cover for some of the money spent in Costco and buy more hairdye

This still leaves me with £202.88 "spare" after all essential bills are paid and groceries, presents and entertainment are budgeted for.

The credit card is looking healthier - when this latest payment hits it should be at around £90, which isn't too bad really. I can repay that with either the rent money, Quidco or some judicious budgeteering. I need to have it cleared by the end of next month anyway, just for my own sanity. That way I know that every penny in the debt pot will be clearing Evil Debts.

This months wages include 10.25 hours of overtime. I have done 13 hours this month already, with more in the pipeline. I'm doing at least an hour a day at the moment, trying to save it up for my new job coming as I won't have the chance of overtime there. I still don't know what my new salary is going to be, but should know next week.

Tomorrow morning I need to:

• Transfer £200 to Groceries account then transfer back the amount I spent at Costco at the weekend
• Transfer £30 to Entertainment account
• Transfer £25 to Christmas/presents account

Tomorrow night I'm off out for dinner, so I have to find a Toby Carvery voucher tonight!

Hope everyone else is ok...?