Help re: barclaycard charges

dharkan

Hi i had a barclaycard between 2005-2006 could not afford to pay the balance of £2000 and after adding on charges they wanted £3500.my last contact was in 2007 when i paid £500.i was missold ppi insurance i was self employed.can somebody advise me should i start a case to reclaim charges and will this affect the debt becoming statue barred in 2013?thank you in advance.

natweststaffmember

dharkan wrote: »

Hi i had a barclaycard between 2005-2006 could not afford to pay the balance of £2000 and after adding on charges they wanted £3500.my last contact was in 2007 when i paid £500.i was missold ppi insurance i was self employed.can somebody advise me should i start a case to reclaim charges and will this affect the debt becoming statue barred in 2013?thank you in advance.

Subject access request with statutory fee of £10 to barclaycard for all statements from the time you opened the account. Then add up the charges and claim the lot back. If there is still an outstanding balance then that amount of charges will be taken from what is owed.

dharkan

Hi thanks for your reply natweststaffmember just one more thing , if my reclaim fails will the statue barred period of 6 years restart?

natweststaffmember

dharkan wrote: »

Hi thanks for your reply natweststaffmember just one more thing , if my reclaim fails will the statue barred period of 6 years restart?

ALL statements since the account began. The 6 year bit is completely irrelevant.