One debt Vs 100 days ~ Take Two

penelopedee_2

Sorry to hear about your job Kathy, hope you can find something better soon x

*Jellie*

Thanks for the encouragement- such lovely people on here!

£55 paid today leaving a balance of £1179.41 to go. Thanks PAP!

muchowing wrote: »

Nothing to pay in today but am putting some things on ebay this morning so hopefully some extra for the weekend. Wish me luck please!

Good luck!

kathy40uk wrote: »

Really need to get some serious money off these next month as Feb and March will be my last paypackets on current salary then from April I'm looking at being slotted into a job worth £6000 less a year under a restructure :eek: unless I can find another one

Sorry to hear that Kathy- good luck with restructuring your finances

AngryDragon

Hi,
Am new to forum and this challenge but an avid reader of the site and emails.
I have a credit card i would like to clear or bring down drastically

CapitalOne £570.97 balance outstanding on a £600limit and have been to lazy to clear it in the past despite the fact i pay 30% interest

I know i have started later but your time frame fits in with changes to my personal circumstances so will try to clear before your 100days elapses.

ok so i have a DD set up of min payment which will be £17.13p on March 1st
i have just also set up a payment for £25 to be paid on friday (seems if you make an aditional payment before or after your payment date your card company wont take the DD as min payment has already been paid)
Kinda defeats the object of trying to over pay.

Good luck all

penelopedee_2

£10 for me today please.

£810 remaining.

beanielou

AngryDragon wrote: »

Hi,
Am new to forum and this challenge but an avid reader of the site and emails.
I have a credit card i would like to clear or bring down drastically

CapitalOne £570.97 balance outstanding on a £600limit and have been to lazy to clear it in the past despite the fact i pay 30% interest

I know i have started later but your time frame fits in with changes to my personal circumstances so will try to clear before your 100days elapses.

ok so i have a DD set up of min payment which will be £17.13p on March 1st
i have just also set up a payment for £25 to be paid on friday (seems if you make an aditional payment before or after your payment date your card company wont take the DD as min payment has already been paid)
Kinda defeats the object of trying to over pay.

Good luck all

Hi & welcome:D
The trick Ive discovered is to make additional payments just as DD goes out.Or if they reduce DD then just add more to your additional payment IYSWIM.

tirlittan

I do additional payments on my virgin card all the time, before and after minimum payment has gone. On virgin you just choose to pay an additional amount and they'll still take you min payment.

chocolatebum

£50 for me today

beanielou

£15 today for me.

vinzpipa

oohh havent paid anything for ages!! well done to everyone else... waiting a few more days til payday to make my next payment

Sun_Addict

My final £25 minimum payment went out on Monday so unknown to me I've been debt free since Monday!! :j:j Challenge complete!!

Good luck to everyone else!