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One debt Vs 100 days ~ Take Two
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£18 today for me please pap.
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£8.31 paid from the savings i made on my weekly shop bringing my total paid off to £17.66DEBT
31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
31/01/2020 - £18,685.22 (14.05% PD)0 -
Finally managed to make a payment today £80.09
This was made up of money owed to me so didn't have to pay anything from my wage. I would have usually wasted that money on something else but this challenge had spurred me on to get this cleared.Smile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170 -
**Upsy_Daisy** wrote: »
I've decided to include the £1565 for the boiler but I plan to raid the childrens accounts to pay for that!
UD
I feel so guilty about the kids account that I'm going to set up a monthly direct debit into each next week - maybe £10 per month - to make up for the £500 each I've "robbed" from them this week
Just who would be a parent? - guilt guilt guilt worry worry worry - and they're stll only 2!Total debt at 01/01/2010 £34,262 (Excludes mega mortgage) Daily interest £12.42
02/10 Now £3.12 due to repayments, BT and :money:
Olympic challenge £5081/£28,000 (18.15%)
Aim to lose 35 lbs from 01/01/2010 to 30/06/10 9.5/35
1 debt in 100 days £2886/£38390 -
everyone's doing so well :j
£2 for me today
which leaves £965.23lightbulb moment: 4 November 2010. Unsecured debt at lightbulb moment: £57,557:eek: very scary, but it can only get better:eek:0 -
**Upsy_Daisy** wrote: »I feel so guilty about the kids account that I'm going to set up a monthly direct debit into each next week - maybe £10 per month - to make up for the £500 each I've "robbed" from them this week
Just who would be a parent? - guilt guilt guilt worry worry worry - and they're stll only 2!
Wait til they are 16 & you will know what worry is:rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I'm already worried about
boyfriends (they're girls)
How they will get home at night?
exam results?
what if they want to go to college/unversity hundreds of miles from home?
What if they don't want to go to university/college hundreds of miles from home and end up tied to apron strings?
drugs?
alcohol?
Violent or abusive relationships?
getting boyfriends who have debts:money:
How will they be able to afford somewhere to live?
will they ever get a job?
What if they have fertility problems like I did and end up spending over £30K on IVF - and end up here:eek::eek:
what about their children?
How will my girls finance their old age - will there still be pensons in 2067?
What about their grandchildren?
It's endless
Have I missed anything?
UDTotal debt at 01/01/2010 £34,262 (Excludes mega mortgage) Daily interest £12.42
02/10 Now £3.12 due to repayments, BT and :money:
Olympic challenge £5081/£28,000 (18.15%)
Aim to lose 35 lbs from 01/01/2010 to 30/06/10 9.5/35
1 debt in 100 days £2886/£38390 -
Errrr dont think you have missed anything.
You are even worse than me:rotfl:
(No offence intended)I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
paid £47 to target card something at least - considering balance transferring the rest tho....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Well i think next payment is due from me soon:D Well done everyone making regular payments.Work in progress...Update coming July 2012.
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