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Starting to feel in control again!!
lightatendoftunnel?
Posts: 169 Forumite
the last few weeks have been really hard and its a long stretch ahead, but i am now starting to feel in control again. I have had replies from all but one of my creditors and all agreed my plan give or take a couple of pounds. I have finally got some extra work bring in few more pennies.
I have worked through my bank statements and was in shock the amount i need to claim back. this letter is going off tomorrow!!
I know i am only just starting to pay off my debts but i am starting to feel positive and able to face things a bit more positive.
Thanks for all your support.
I have worked through my bank statements and was in shock the amount i need to claim back. this letter is going off tomorrow!!
I know i am only just starting to pay off my debts but i am starting to feel positive and able to face things a bit more positive.
Thanks for all your support.
DFW NERD 276: Proud to be dealing with my debts.
Champagne taste and lemonade money!!! 
Light bulb moment May 8th 2006
Light bulb moment May 8th 2006
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Comments
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well done you. That's all excellent news, and I bet you feel a lot better. Don;t forget, there's only one way those numbers are going, and that's down.This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!
Current Pay Off Target : £1500 :mad:0 -
Well done lightatendoftunnel.
Glad you are now becoming a debtbuster ;-)0 -
Well Done
Glad you are feeling happier.The early bird gets the worm but the second mouse gets the cheese :cool:0 -
thanks for your kind words. I am actually starting to smile again and its a good feeling. If i get my bank charges back it will take a nice bite out my debt!!DFW NERD 276: Proud to be dealing with my debts.Champagne taste and lemonade money!!!
Light bulb moment May 8th 20060 -
Glad that you feel happier & that you seem so much more in control.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
WELL DONE lightatendoftunnel and good luck with claiming those bank charges
:cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:0 -
all the best with the bank charges. and well done for getting in control of the debts. you're doing really well.MFW Newbie - #17. (#116 in 2019)
New Mortgage at Nov 19 - £273 499
Current Balance - £268 225
Want to cut down 26 year mortgage by 9 years!
New MF date 2036 :dance:0 -
My aim this month is not to run out of money week before payday thus eating some mucky mixtures for tea!! :eek:DFW NERD 276: Proud to be dealing with my debts.Champagne taste and lemonade money!!!
Light bulb moment May 8th 20060 -
In a few months time , you will realise how much money you have wasted over the years.
First month on a plan is to pay all you agreed on pay day then you know what you have to live on.
Subsequant months become easier as you know what to expect.
I have 5 day til pay day and £46 pund lft in my account which is less then at this stage last month , but I have also got 3/4 tank of fuel and no food to buy.0 -
Thats what i am hoping. I get paid on wednesday and this will be my first real month on the plan so fingers crossed it all goes to plan!!!!john_kent wrote:In a few months time , you will realise how much money you have wasted over the years.
First month on a plan is to pay all you agreed on pay day then you know what you have to live on.
Subsequant months become easier as you know what to expect.
I have 5 day til pay day and £46 pund lft in my account which is less then at this stage last month , but I have also got 3/4 tank of fuel and no food to buy.DFW NERD 276: Proud to be dealing with my debts.Champagne taste and lemonade money!!!
Light bulb moment May 8th 20060
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