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approaching wits end!

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Comments

  • PeachPickle
    PeachPickle Posts: 9,924 Forumite
    Hello, welcome :) you've come to the right place, lots of helpful people here!
    DFW Nerd #104 I :heartpuls my Kitten :)and my hat :heartpuls
    OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
    OD Girls on Tour 09 - Dublin - November!!
    If you believe you can achieve innit!
    Sexy beer?
  • h8money
    h8money Posts: 9 Forumite
    Thank you everyone! I will do some digging and post my SOA!
  • ms_london
    ms_london Posts: 2,852 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi H8Money!! The first step is always the hardest, so well done on posting!!

    Once you have prepared a SOA it will help clear your mind as you will know EXACTLY what you have coming in and what needs to be paid out. When you learn to budget things it stops the anxiety and the worry of thinking you've forgotten to pay something & a nasty bill is around the corner!!

    I budget for EVERYTHING now, and insist that my flatshare bills are paid monthly rather than quarterly as I like to know where I stand.

    You can get some fab independent financial advice on here, so stay away from your IFA for the time being ;) !!

    You are not alone!!

    xx
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    How are you getting on today?
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

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