Diary of an Ex-Spendaholic - Sorting it out in 2010

Ex-Spendaholic

That is one DVD sold and I've made £14. :beer: Its well I'm easily pleased. :rotfl: Just need shot of the other one now. :rolleyes:


I've noticed that my £1 cheque to Mint for a CCA has been cashed so hopefully will hear something back on that soon. :rolleyes:

Ex-Spendaholic

Received charges information today on OH's Egg card. £208 plus £45.99 interest. Reclaim letter already in the post. :beer:

Ex-Spendaholic

Guy coming to look at my tank tomorrow night so with a little bit of luck I'll get £100 for it. :j

Still trying to get rid of a DVD and have a hoover to list over the next few days.

Will be paying off tax credits once a money transfer from one account to another has taken place.

Really must get entering more comps to win stuff to sell but its hard to find the time at the minute. :rolleyes:

Ex-Spendaholic

Received an offer of £47 from Mint on the bank charges. :mad: Don't think so - letter 2 going on Tuesday.

Sold the tank which got me £100 :j

Hoover and DVD on ebay but not sold yet.

Had an MSE weekend. Saturday used a voucher we were given for a new restaurant - meal for 5 - cost zero.

Today a friend had tickets to Sealife - admission for 5 - cost zero.

Thinking of changing the car. £60 per week on petrol is just getting beyond a joke. Wouldn't mind if we actually went a decent distance in it.

Ex-Spendaholic

Targets for Week beginning 25 January


Pay off Tax Credits overpayment

Send letter 2 to Mint re bank charges - Done

Send letter 2 to Mint re CCA request - Done

Get 2 sets of wheels in garage ready for selling in Ads4free or Gumtree

Relist 2 items on ebay (if they aren't sold) - Done

Enter 50 comps per day - have been slacking recently - Done

1 No Spend Day this week

Continue to contribute to sealed pot and shrapnel jar - Ongoing

Continue with my pledges of not wasting money, using debit card etc - Ongoing

slummymummyof3

You are doing fantastically - you must be really proud of yourself!

Ex-Spendaholic

Today I have:

Sent Letter 2 to Mint re charges claim

Sent CCA letter to Mint putting account in dispute

Sent CCA letter to Egg putting account in dispute

Ex-Spendaholic

Couple of developments today:

Letter from Egg saying they wouldn't be repaying OH's charges. :mad: Letter 2 will be sent to them tomorrow. :rotfl:

Letter from CDUK who were the DCA for the Egg debt. They have sent back the £1 cheque requesting the CCA and said they are no longer dealing with the debt and to deal with the original creditor. Not sure what this means. Hadn't paid the debt this month so does it mean that Egg have taken it back as payment hasn't been received or does it mean that CDUK won't chase it as they don't have a copy of the CCA. I'm under no illusions about the CCA as I know Egg will produce one pretty sharpish.

Relisted the items on ebay but so far no joy.

Child home with a note about a school trip costing £270. :eek: By hook or by crook I'll make sure he can goes. I know some would frown on that given the debt but you only have one childhood and I'll make sure the kids enjoy theirs. So will be looking at ways to gather up this money. Will be entering loads of competitions to try to win stuff to sell to make the money.

Also going to set up a seller account on Amazon. For years when I have won books that aren't my cup of tea I've given them to the church/school for sales and then watched them sell them for the princely sum of 10p. :eek: The time has come to sell these myself and reap the rewards. Other people are probably buying my books at the sales and selling them themselves.

Ex-Spendaholic

Just jotting a few notes for myself to remind me of what I need to do tomorrow:


1. Phone Tax Credits and confirm total overpayment outstanding. - Done

2. Repay Tax Credits in full. - Done

3. Cancel bill payment option on online banking for Tax Credits payments. I just love cancelling bill payments and DDs. :rotfl:- Done

4. Send letter 2 charges claim letter to Egg. - Done

5. Open an Amazon seller account

Ex-Spendaholic

Well thats it - the tax credit overpayment has been repaid £3211.46. :eek: :mad: They couldn't even knock off the 46p. :mad: Its gone though and that means £50 less per month going out. :j :j


Letter 2 on the charges claim away to Egg.