Getting fed up and losing patience

mhairib_2

Right, im feeling more and more dispondent about this credit card charges reclaiming situation. I sent letters off in August to 5 different companies, most have said no, so now passed my complaint to the FOS - but its taking soooooo long.

Just feel like giving up now, dont feel im going anywhere with the claim and im close to just chucking my paperwork in the bucket.

I know, honestly, that im not the only person on earth trying to reclaim charges, but honestly is the FOS just a one-man show??!!

Im claiming PPI back from some companies aswell and its just as bad.

sorry for the moan, but im loosing patience, fast.

MB :mad:

natweststaffmember

Why didn't you file a claim in County court and save the time and hassle the FOS would take?

LizzieS_2

I thought it was the bank account charges in dispute due to recent cases, not credit card?

Nattie, FOS over court is obvious - one is free, the other isn't.

natweststaffmember

LizzieS wrote: »

I thought it was the bank account charges in dispute due to recent cases, not credit card?

Nattie, FOS over court is obvious - one is free, the other isn't.

Court costs are part of the settlement plus if they are in receipt of benefits they can claim an exemption from fees so it will cost them nothing.

mhairib_2

Lizzie S - It is the bank charges that are in dispute - but MY claim for credit card charges is just taking very long and its the usual the company initially says no.