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LloydsTSB & Halifax...
TheRedAdmiral
Posts: 75 Forumite
About 12 months ago I had an account with LloydsTSB (The account was in the name of myself & Wife). The account was around £400 overdrawn. However, due to the fact that I had £2000 worth of bank charges, I chose not to use the account anymore and open a few accounts with Halifax.
I opened 3 accounts with Halifax. 2 in Joint Names (Husband & Wife). One I use as a current account and one I use for business purposes - although it is not strictly a business account. The 3rd account was opened in my wifes name only which we use as a Savings Account for holidays etc.
As luck would have it Lloyds then bought Halifax!!!!
I have recently received a statement from Lloyds stating that my account is now £1000 overdrawn - despite the fact that I have not used the account. I am challenging this.
The crux of my question though is:
1) Can LloydsTSB "Clawback" the money from my Halifax Account (which is in Joint Names)
2) Can LloydsTSB "Clawback" the money from the Halifax Account which is held solely in my wifes name.
Your thoughts are appreciated....as I need to decide whether to move the money again..
I opened 3 accounts with Halifax. 2 in Joint Names (Husband & Wife). One I use as a current account and one I use for business purposes - although it is not strictly a business account. The 3rd account was opened in my wifes name only which we use as a Savings Account for holidays etc.
As luck would have it Lloyds then bought Halifax!!!!
I have recently received a statement from Lloyds stating that my account is now £1000 overdrawn - despite the fact that I have not used the account. I am challenging this.
The crux of my question though is:
1) Can LloydsTSB "Clawback" the money from my Halifax Account (which is in Joint Names)
2) Can LloydsTSB "Clawback" the money from the Halifax Account which is held solely in my wifes name.
Your thoughts are appreciated....as I need to decide whether to move the money again..
I have dealt with Motor & Personal Injury Claims for 20 years.
I joined the forum to offer the benefit of my experience and the views expressed are those solely of myself.
I joined the forum to offer the benefit of my experience and the views expressed are those solely of myself.
0
Comments
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I would hope that they could.
I guess you could challenge it but it seems perfectly reasonable to me
GGThere are 10 types of people in this world. Those who understand binary and those that don't.0
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