Payment Dates

Kevina_2

I'm just wondering what this statment means:

'In all cases, you will see your payment in Online Banking the day after it is credited to your account.'

Now i made a payment to my card on the 21st (Mon) and so it should be in my account today (It supposedly takes 2 days)... however the website says it won't show until tommorow (Thurs). (Monday payments = Transaaction day of Wednesday & shown on your account Thursday)

So technically, it's in my account - i just cant see it on my online account?

I'd like to know as id like to make a purchase today so it arrives in time for christmas.

Should i just make the purchase or do you think I give a late present for christmas

I'm on the play.com credit card and can't seem to find a fee for going over my limit, which is the worst situation obviously.

Thanks in advance,

Kev

Kevina_2

Peoples oppinions / experiences would be appreciated.

Kev

noh

Is play an mbna card?

My experiece with MBNA is that the payment shows up the day after as you say but is reflected in the amount "Available for Cash or Purchases" as soon as it is received.

So check that figure

£12 is the overlimit fee

https://wwwa.mbna.co.uk/apply/UKCCapp/Ctl/link?eid=EF3C6FB7

Kevina_2

yer its mbna - is that £12 unlimtted? Im going to be going over by around £250 you see.

I'll check that amount now thanks!

Kevina_2

Available amount hasn't been altered to the higher amount yet im afraid - the money has been taken out my bank account however.

Kev

mab2000

Are you on a 0% interest deal? If so, if you do go over your credit limit, normally you will loose any 0% interest deal on your account.