Silly savings on car insurance

ohit

I just had to post what I discovered. I am sure others have found this too - I just couldn't believe it.

If I select "Street" parking of my car at my home's postcode, it is a full 50 pounds cheaper than either "Driveway" OR "Garage". That is just shocking. So I now shall be parking on my Street.

Equally, and this one is clearly known from the tool on this site, a further 50 quid saving by changing occupation from "Software Engineer" to "Computer Programmer" (which IS the same thing really).

I also reduced my vehicle's value from a round figure of a few thousand to 1 pound cheaper (i.e. 3000 to 2999). That saved a about twenty pounds.

In percentage terms, for me, this was a 20% total saving.

I am also going to let my policy lapse (while car is legally off the road etc.) and then re-purchase after a few days when my last non-fault accident claim goes out of the "accidents/claims in the last 3 years" question. That should save a few more pounds too.

Happy holidays all

olly300

One thing if you ever claim make sure you say your job title is a "Computer Programmer" not "Software Engineer" as even though they are the same thing insurance companies clearly don't think so.

ohit

Good point.

My job title is "Analyst", industry: IT. Day-to-day all I do is write software.

I just checked through the online quote tool, and Occupation: "Computer - analyst" sees the same 50 pound saving. Will use that one instead.

Thanks!