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Reclaiming part 2

emma1504
emma1504 Posts: 24 Forumite
in Reclaim bank & credit card charges
Hi all,

Quick question for anyone who might know.

Due to the delay in the bank charges reclaim case, the time period that I can claim for past charges has passed.

If I make a new claim when along the lines of the OFT's latest legal wrangling will the limit still be 6 years? or will I be able to those charges that I orginally tried to get repaid?

Thanks

Comments

  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    emma1504 wrote: »
    Hi all,

    Quick question for anyone who might know.

    Due to the delay in the bank charges reclaim case, the time period that I can claim for past charges has passed.

    If I make a new claim when along the lines of the OFT's latest legal wrangling will the limit still be 6 years? or will I be able to those charges that I orginally tried to get repaid?

    Thanks

    Was you claim in the courts or with the bank?

    With regards to how long, that is an interesting question since under UTCCR 1999 there is no time limit but not sure on CCA s.140 arguments.....hmmmmm, I will hopefully come back to you on that question.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • emma1504
    emma1504 Posts: 24 Forumite
    Hi Natwest,

    My claim oddly enough was with Natwest.
  • emma1504
    emma1504 Posts: 24 Forumite
    Also if there was no time limit there would be a lot more I could try to reclaim
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    emma1504 wrote: »
    Also if there was no time limit there would be a lot more I could try to reclaim
    In Court or just with the bank? Have you filed a claim at County Court.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • emma1504
    emma1504 Posts: 24 Forumite
    no it was just with the bank
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    emma1504 wrote: »
    no it was just with the bank
    The likelihood is that it might be rejected by the bank in view of the SC decision. Tomorrow's announcement by the OFT will be eagerly awaited as will the reaction and view of MSE. Watch this space I think is the optimum word.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
This discussion has been closed.
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