Won't power - What will you not do in 2010?

Amatheya81

Ooo I like this thread

In 2010 I won't...
... Carry credit or debit cards with me
... Impulse buy
... Spend more than £10 on food per week
... Buy anything new that I could buy second hand
... Take out any new loans or credit cards

I Will...
... Ebay old stuff regularely
... I will spend more time working on ways to increase my income
... I will pay more than the minimum payemts on my debts

TEK_2

Good thread this!

In 2010 I/We won't
...Spend any money on cards
...Buy anything without budgetting for it
...Shop without a list or go over shopping budget

I/We will
...Use a spending diary to account for every penny
...Have a maximum of one takeaway/meal out a week,but if we don't have one one week it doesn't mean we can have two the next!
...Try to shift some debts onto 0% or low LOB cards
...Look for the best deals on EVERYTHING & use vouchers for days out,meals out etc.
...Do as much overtime as possible
...Learn to Ebay
...Have a financial overhaul once a month to continually try to save money
...Enjoy life no matter what it throws at us,there's always someone worse off than ourselves!

misswissy

This is a great thread op. I've been having a think.....

I won't give up my Make £10 a day challenge. It's fab!
I won't (ever!) take out another credit card or loan. (my cc finishes Feb hopefully and loan in April)
I won't keep buying Costa lattes (reduce to once a week!)

I will keep shopping to a list and meal plan - it really works!
I will keep ebaying the endless junk in my house (£250 in last 2 months)
I will constantly keep tabs on the ins and outs of my bank account
I will become debt free!

I hope this thread inspires newcomers. New year is a great time for resolutions, and mine is to become debt free. Have a great crimbo everyone.

property.advert

A simple one is not to go shopping when you are hungry or to get to a point doing things during the day that "forces" you to buy in food rather than cook when you are tired.

Get something put in the freezer such as a curry and rice or some lasagne or even just making sure you have some bread in the freezer and a tin of soup in the cupboard (adjust for numbers).

Remember to hit the supermarkets between Christmas and New year and then just after New year as they will have to discount all those great big hams and things which they will never sell at full price next week !

carlos*the*mackem

Great thread Asiacat! :T I think we're all pretty much on the same wavelength on this one.

Hmm...I won't:-

1. Buy stuff on impulse or because it's the 'latest thing'
2. Use credit cards or apply for new ones
3. Food shop without a list or mealplan
4. Food shop with the kids (too many expensive treats end up in the trolley that way) :rolleyes:
5. Buy things we don't really need or won't use
6. Make minimum repayments on CCs (I will always aim to overpay)
7. Procrastinate when it comes to selling old stuff on ebay

I'm sure there will be more; tbh, we do try not to do the above anyway, but seeing it written down really helps to reinforce it. We shop around for the best deals, use Quidco, shop at Aldi or Lidl (not just ASDA or Tesco), bulk buy stuff we use a lot, and just try to be careful moneywise. I know we can do better though; the CCs are a reminder of that! In short, in 2010 I will try to be an even better Moneysaver! :money:
Happy Christmas to you all! :santa2:
Carlos

MessyMare

I wont:
Drain my bank account to zero every month!
Go shopping for pleasure every week
Buy things 'just because'
Keep things that I don't need!

I will:

Do that bloody car boot I keep putting off!
Save up for things, not impulse buy them and make myself skint
Take better care of my car, even though she hasn't let me down so far!
Start selling my jewellery in a more professional way!

paulabear

Getting right into all this saving/making money, hopefully this will be a good year

I won't;
-put off switching energy suppliers
-forget to take back library books on time! Think we're paying for their energy bills just through the fines we pay...
-use Tesco Express just because it's across the road!
-leave it til I'm really hungry to start cooking, and end up eating the easiest and more expensive items in the fridge or freezer.
-buy drinks or snacks for the kids while I'm out - I'll plan ahead and take them with me.
-put off applying for Jobseeker's, getting help to find something that fits around school hours, and try to put aside any extra cash this gives us, as we've been managing quite well on one wage so far
-...be scared of learning to drive...I won't be scared of learning to drive...

I will...
-research and apply for a nursing course.
-continue to be excited about the 10k in 2010 challenge, but also be very sensible about it!
-keep obsessing about this site. It hasn't done me any harm so far.
-use more of the Old Style tips
-de-clutter this house and make a profit from our unused items

ThinkingOfLinking

I don't have any cards or loans but I do spend too much and keep ending up skint.

So, I won't eat as many meals out, be it sarnies or sushi, it's excessive.
I won't drink as much alcohol as soda water is cheaper and healthier.
I won't waste food either as I have done this year a bit.
I won't see my overdraft facility as "available funds."

I will spend less on "stuff", stop taking EVERY Sunday off for leisure and earn a bit of extra money doing paid work.
I will do well at my Open University course and work hard.
I will chase up 3 people who owe me money and have been avoiding paying me for 2 years now.
I will declutter more and sell loads of excess stuff I've got.

Nottoobadyet

Here we go!

I wont prioritize other things over my debts
I wont travel at every opportunity
I wont use the new CC (my first ever!) for anything except one necessary big expense (visa extension) and one necessary flight booking, and when I use it for those I will pay it back ASAP
I wont dip into the money I put aside each month for my debt to cover shortfalls that are my own fault anyway :rotfl:
I wont let my social life revolve around the pub any longer, for my health and wallet!

I will become a better cook so we can enjoy eating at home and entertaining here for less than the cost of going out
I will take advantage of all the wonderful free and nearly free things there are to do in London
I will take lunch to work every day without fail and attempt to meal plan at home
I will be good and generally organized in every way!:A