We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

HFC - Long term case

2»

Comments

  • Inespa85
    Inespa85 Posts: 798 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Well knowing what HFC are like they'll argue the whole thing and drag it out longer! Oh well - we've waited 18 months already so whats another 6 :p
  • Inespa85
    Inespa85 Posts: 798 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Hello,
    We received a letter from the adjudicator today to say that they are upholding our complaint and we are now waiting for HFC to contact us with a settlement figure! Woohoo! Lets hope its a nice little sum but any figure is better than nothing :)
  • di3004
    di3004 Posts: 42,579 Forumite
    Inespa85 wrote: »
    Hello,
    We received a letter from the adjudicator today to say that they are upholding our complaint and we are now waiting for HFC to contact us with a settlement figure! Woohoo! Lets hope its a nice little sum but any figure is better than nothing :)

    Brilliant, :T:T, great news that, well done.:beer:
    The one and only "Dizzy Di" :D
  • Inespa85
    Inespa85 Posts: 798 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Woohoo - Well all is settled and paid for by HFC!!! :T:T:T

    Their offer was :

    1st loan - Premiums Paid - 39.27
    Early repayment Redund - 51.69
    Interest - 41.97

    Total - 132.93

    2nd Loan - Premiums Paid - 1309.91
    Early Repayment Refund - 610.54
    Interest - 609.87

    Total - 2530.32

    So needless to say as this was more than we'd hoped for and baby no2 due in 4 weeks we took the offer and the money is in our bank already! Just in time for all the car insurance/mot/road tax!

    Thank you all for all your help and advice :) You are all fantastic :T:T
  • Cocorico123
    Cocorico123 Posts: 84 Forumite
    Debt-free and Proud!
    Hi - well done on your victory, glad you have the money before the baby arrives! Just out of interest, how long did it take them to pay up after you accepted their offer?
  • di3004
    di3004 Posts: 42,579 Forumite
    Inespa85 wrote: »
    Woohoo - Well all is settled and paid for by HFC!!! :T:T:T

    Their offer was :

    1st loan - Premiums Paid - 39.27
    Early repayment Redund - 51.69
    Interest - 41.97

    Total - 132.93

    2nd Loan - Premiums Paid - 1309.91
    Early Repayment Refund - 610.54
    Interest - 609.87

    Total - 2530.32

    So needless to say as this was more than we'd hoped for and baby no2 due in 4 weeks we took the offer and the money is in our bank already! Just in time for all the car insurance/mot/road tax!

    Thank you all for all your help and advice :) You are all fantastic :T:T


    Absolutely brilliant......:T:j:beer:, Congratulations ! :beer:
    The one and only "Dizzy Di" :D
  • Inespa85
    Inespa85 Posts: 798 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Thanks :j:j

    I sent the acceptance letter on the Thursday and they CHAPS the money into the bank on the following Monday so really quick!

    Thank you all again :beer::beer:
  • di3004
    di3004 Posts: 42,579 Forumite
    Inespa85 wrote: »
    Thanks :j:j

    I sent the acceptance letter on the Thursday and they CHAPS the money into the bank on the following Monday so really quick!

    Thank you all again :beer::beer:


    Wonderful, so happy for you! :j:j:T:T:beer::beer:
    The one and only "Dizzy Di" :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.