Hardship Rules & Bank Charges

esmerellda

Okay thanks for the info Phil. You may need to enter an amended Particulars of Claim before the hearing and you WILL need a witness statement - which you can do around 14 days before the hearing. By then we should have a much clearer picture on the situation and you have a fair time before you need to do anything.
Sadly Nattie is right the Court wont lift a stay on the basis of hardship, but they may well do on the claims due to the judgment in supreme court so you will be in a vulnerable position once the stays lifted.

We'll help all we can, just give me, or Nattie, a nudge after christmas (as the OFT should have made their decision then) and we'll help. xx

For the moment tho - shall we have another look at your hardship and try appealling strongly to the bank to bloody well help you as they should ! ?

Do you have an income and expenditure form sorted ?
Ame
xx

pnorman

Hi! Ame

I will complete the form and post it on here asap


Phil

pnorman

Hi! AME

How do I post my Income and expenditure here, sorry for being thick

Phil

esmerellda

ah haaaaaaaaaaa got ya

have received all the bits and bobs thank you, will get back to you later this evening so check email in the morning. will probably set up a thread on legalbeagles for you so we can keep a track of things. Few bits you'll need to do as I said before but no massive rush.

Ame
xx

pnorman

Hi!

As the title says just keeping in touch with reference to Lloyds bank and my hardship claim

How should I prepare the letter for them??

Thanks

Phil

esmerellda

Have sent you an email