New DMP with CCCS

fermi

gettingready wrote: »

Sarah - for the life of mine I can not see how to PM CCCS from here......

Click here:

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> Send a private message to CCCS Private Messages

gettingready

Thank you ladies - just found it before seeing your posts - PM-ed with FAO Sarah in the title.

Thanks again.

gettingready

Something else I have also just remembered as trawling through some posts on here - I owe my daughter £3500 but I was told this could not be included in the SOA (only the debt on rent was) or in debts list at all. There was no allowance for that at all.

Now, looking through the posts on here I see that debts to family are considered a priority?

Charco_2

No, debts to family are not considered a priority.

If it is a provable debt - paper trail showing you received money from your daughter - then of course you can include it but depending upon the debt solution you go for it can be dealt with in different ways.

DMP - It probably gets left out in favour of your other creditors
Trust Deed - Provided you can prove it it is included no bother
IVA - Family members are asked to stand aside for the purposes of the dividend but do have voting rights to some extent and cn affect the Creditors meeting (you'll probably sort them out after your proposal has run it's course anyway!)
Bankruptcy - I'm not 100% sure they probably get included AND you can sort them out behind the scenes from your 30% of the surplus (I'll check though!)