Property has risen 6 months in a row & is set to rise by 7% next year!!!

ess0two

Graham_Devon wrote: »

Can you not see how silly the sentiment in this post is?

This isn't a pop at you at all. It's a pop at the whole idea of having kids = can't have a home, even though you go out to work every day to earn your way through life.

It's crazy. It's depressing. And it's wrong.

Chris obviously isn't a chav, popping babies out. Obviously isn't in the minimum wage factory line job. Just a normal person carrying out a normal life.

All depends which way it happens,i was 5yrs in a property before nippers came along.
Still biggest prob is north/south price differences at the mo.

Harry_Powell

Graham_Devon wrote: »

Can you not see how silly the sentiment in this post is?

This isn't a pop at you at all. It's a pop at the whole idea of having kids = can't have a home, even though you go out to work every day to earn your way through life.

It's crazy. It's depressing. And it's wrong.

Chris obviously isn't a chav, popping babies out. Obviously isn't in the minimum wage factory line job. Just a normal person carrying out a normal life.

I didn't say he was a chav, quite far from it. He obviously has put his home ownership on hold while he had a family because he couldn't afford both and his priority was having children. Very admirable, and a shame that more people didn't think and act this way.

Pushing this back to you Graham, just for discussion purposes, do you think having children is a basic human right regardless of whether one can afford them or not? If you do, then does this extend to just one child, 10 children or more?

DaddyBear

Harry_Powell wrote: »

There you go then, you chose having kids to having property. Life is all about choices.

And there lies the problem, and is the reason why society in the UK is about to implode. The number of couples having to make this choice is rising exponentially. My parents, grandparents and their siblings didn't have to make this choice. Why? Because a small family home was affordable on an average single income.
Today, unless you are in the top 5% of earners, the only ways to afford a house suitable for raising a family are:
1. Massive inheritance.
2. Massive gift from the bank of Mum and Dad.
3. Two average full time incomes, meaning putting off or abandoning having children.
4. Multiple children and social housing.

The proportion of children being born into households that are completely reliant on state benefits is increasing. We are becoming a nation full of economically inactive individuals and house prices have a lot to do with it. HPI is bad for society.

orangefender

ess0two wrote: »

Still biggest prob is north/south price differences at the mo.

No, the problem is that house prices are too high. Are you really advocating a state of affairs where eventually mortgages pass between generations?

High house prices are not good for anybody who sees them as homes rather than investments.

ess0two

orangefender wrote: »

No, the problem is that house prices are too high. Are you really advocating a state of affairs where eventually mortgages pass between generations?

High house prices are not good for anybody who sees them as homes rather than investments.

So you dismiss the fact prices up north are way cheaper than down south,they just aint on par.
80-100k would get me a 3 bed semi up north,down south a portakabin probably.

chucky

can anyone explain if it's so hard to own property why the owner occupancy levels are at 70%?

surely if it was so unaffordable this would be much lower...

ess0two

chucky wrote: »

can anyone explain if it's so hard to own property why the owner occupancy levels are at 70%?

surely if it was so unaffordable this would be much lower...

Would be great to see prices on par when a pint of lager cost £1.15,or mars bar 22p.

phil_b_2

ess0two wrote: »

So you dismiss the fact prices up north are way cheaper than down south,they just aint on par.
80-100k would get me a 3 bed semi up north,down south a portakabin probably.

It's not THAT cheap up north... show me a rightmove link to a decent 3-bed semi in a decent area for that price.
In the grottiest parts of the south you'll be able to get something for that dosh I'd expect.

ess0two

phil_b wrote: »

It's not THAT cheap up north... show me a rightmove link to a decent 3-bed semi in a decent area for that price.
In the grottiest parts of the south you'll be able to get something for that dosh I'd expect.

Trouble is you have to start in some of these areas that may not be on your top wish list.


http://www.rightmove.co.uk/property-for-sale/property-13599447.html?locationIdentifier=OUTCODE%5E2784&insId=1&minPrice=80000&maxPrice=100000&pageNumber=1&fromSummary=true&backToListURL=%2Fproperty-for-sale%2Ffind.html%3FsearchType%3DSALE%26locationIdentifier%3DOUTCODE%255E2784%26insId%3D1%26radius%3D0.0%26displayPropertyType%3D%26minBedrooms%3D%26maxBedrooms%3D%26minPrice%3D80000%26maxPrice%3D100000%26retirement%3D%26partBuyPartRent%3D%26maxDaysSinceAdded%3D%26_includeSSTC%3Don%26sortByPriceDescending%3D%26primaryDisplayPropertyType%3D%26secondaryDisplayPropertyType%3D%26oldDisplayPropertyType%3D%26oldPrimaryDisplayPropertyType%3D%26newHome%3D%26auction%3Dfalse%26x%3D59%26y%3D20


I grew up in this town,live a few miles away now,it has its good and bad areas.
But its cheap and a link.

Graham_Devon

Harry_Powell wrote: »

Pushing this back to you Graham, just for discussion purposes, do you think having children is a basic human right regardless of whether one can afford them or not? If you do, then does this extend to just one child, 10 children or more?

No. I don't think it's a basic human right.

However, I don't think the choice of either being able to afford children, or a house is healthy.

Neither do I think people popping out kids purely to have the chance of a roof over their head as they know they have no other chance (i.e. social) is healthy either. which unaffordable homes is creating and fueling.

I don't think we should be drawing a line between house or kids. In my most humble opinion, I would think it should be acceptable, and also encouraged, that a family, who is working off their own backs should, within reason, be able to put a roof over the heads. Not face the stark choice of kids, or house.

I am talking within reason here and I am not saying the person on minimum wage should be able to buy.