Under 18 Cheque Bouncing Charge

net91

Hi

I have just received a letter from my bank informing me that they are going to charge £30 for a bounced cheque. As I'm under 18 (a student) is there any case for them no being able to make this charge. Although the cheque bouncing was down to an error on behalf it seems unreasonable to charge £30 for this mistake.

Thanks for any advice.

Premier_2

Wecome to your first lesson in financial management.

Don't write cheques for amounts you don't have cleared funds for.

I believe it's actually illegal in France. Wonder if they'll ever convince Brussels to make that a pan-European law?

onlypaddy

they were right to bounce the payment, as a minor you cant enter into debt

im surprised they even gave you a chequebook tbh

natweststaffmember

net91 wrote: »

Hi

I have just received a letter from my bank informing me that they are going to charge £30 for a bounced cheque. As I'm under 18 (a student) is there any case for them no being able to make this charge. Although the cheque bouncing was down to an error on behalf it seems unreasonable to charge £30 for this mistake.

Thanks for any advice.

Which bank is it? They HAVE to refund the charge so tell them that you are under 18 years of age and you have heard that the bank cannot charge you until you are 18 years of age. They will refund.

net91

Thanks for all replies.

natweststaffmember wrote: »

Which bank is it? They HAVE to refund the charge so tell them that you are under 18 years of age and you have heard that the bank cannot charge you until you are 18 years of age. They will refund.

They have indeed agreed to refund the charges.

natweststaffmember

net91 wrote: »

Thanks for all replies.



They have indeed agreed to refund the charges.

Shocking decision.........NOT