Personal Accident Insurance

Sidharthamacdoc

Has anyone had experience with New Hampshire Insurance Co, underwriters of UNAT Direct/Alliance & Leicester's Personal Accident Insurance Policy?

They seem to sell quite an inexpensive policy but what happens when it comes to claims, will they be reluctant to part with the cash for a genuine claim?

Can anyone recommend a better Personal Accident Insurance Policy? I'm self-employed and not into extreme sports!

Thanks in advance...

dunstonh

Rubbish policies. They are a cash cow to the issuer.

There are far better ways to spend your money.

Sidharthamacdoc

Thanks Dunstonh, I thought it was too good to be true, especially as it is sold via telesales!

Saw in another post in this forum, Pioneer Friendly's policy on Income protection. I'll see if that's any good.

dunstonh

permanent health insurance is the best type of income protection. Although there is a lot of "variety" in the ways they determine how ill you are. Some are dire and not worth the paper they are written on. Often these are the cheapest or those bought directly. So do take care.