car insurance question? tricky

jimbo4468_2

just asking for information.
a friend of our is insured on their fathers car insurance policy as a "named driver".
however the said father passed away a couple of months ago and our friend has not informed the insurance co..( due to it being cheeper insurance due to age ).
i said i am sure that the insurance policy is void due to policy holder bieng deceased.
am i right or am i miss informed coz i dont want our friend driving with no insurance espec with kids in car etc etc...

huckster

Hi

Not void due to the situation, but the Insurers should be advised of the change in circumstances asap. This is that your friend is now the main driver.

I suspect the Insurers would want to give notice (usually 7 days) to cancel the policy and then your friend would need to arrange their own Insurance.

By not advising Insurers of the change in circumstances, your friend in denying the Insurers the relevant additional premium. Therefore in the event of a claim, they would be entitled to request payment for the extra that would be due.

My advice is for your friend to contact the Insurers asap, to avoid potential problems.