Benefits

lines_2

I am a indian national here with my family who were on HSMP visa but recently we got the settlement visa and having one daughter who is 13 age and studying in school.My salary is 700 and wife salary is 1050 and having the morguage which i am paying 925 per month plus bills so total 1500 which is hard to pay every month due to our salaries and my question is can i get any benifits from the goverment?If yes then which benifits i can apply?Also is there any side effect on getting the british passports in next year(July 2010)So please help me.

neil277

lines wrote: »

I am a indian national here with my family who were on HSMP visa but recently we got the settlement visa and having one daughter who is 13 age and studying in school.My salary is 700 and wife salary is 1050 and having the morguage which i am paying 925 per month plus bills so total 1500 which is hard to pay every month due to our salaries and my question is can i get any benifits from the goverment?If yes then which benifits i can apply?Also is there any side effect on getting the british passports in next year(July 2010)So please help me.

Hi you will need indefinite leave to remain in your Indian passport to get benefits from the British Government.

Thanks

Neil

lines_2

I am having my own flat and paying council tax since last 18 months when we were on HSMP visa(No public fund in use stamp) but now we got settlement visa(No stamp there) so can i get any discount in council tax?We boths are working but our(both) income is not more than 1750 per month and paying heavy morguage also.pl.advice.Our council tax is 135 per month.

seven-day-weekend

Try putting your details into www.entitledto.co.uk
If you have no children, I doubt whether you will be entitled to anything on that income.

CIS

There is no council tax discount which you can get - you would have to try and claim council tax benefit but I would suspect that you'd fall foul of the residencey tests and your income is almost certainly too high.

Jowo_2

http://www.ukba.homeoffice.gov.uk/while-in-uk/rightsandresponsibilities/publicfunds/

There is a leaflet on this webpage that gives an overview of some of the rules and information where to verify if you are entitled. It's only a general guide but the leaflet gives contact numbers to organisations that will be able to advise you in more detail.

property.advert

The one question which come to mind is the mortgage which at £925 a month would be about £220,000 at 5% interest only and around £160,000 at 5% repayment over 25 years.

With your salaries at the level they are, how can you have such a big mortgage ?

I understand that if it is repayment and the term is shorter etc. then payments will be higher but if that is the case, then you have leeway to change the terms of your mortgage.

If you can give some more information on that maybe we can offer more advice.

property.advert

They are here legally, not crawling in on the back of the Eurostar.

Kimitatsu

Thread closed - OP's question has been answered, if you wish to discuss migrant issues then Discussion Time is the place to do it not the moneysaving boards :cool: